| ZIP Code | 32164 |
|---|---|
| City | Palm Coast |
| State | Florida (FL) |
| County | Flagler County |
| Area Code | 386 |
| Elevation | 27 ft |
| Latitude | 29.480607 |
|---|---|
| Longitude | -81.217791 |
| Timezone | New York (DST) |
| FIPS | 12035 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 47.4 yrs ↑ 2% since 2019 |
|---|---|
| Avg Household Size | 2.54 |
| Below Poverty | 8.7% ▼ 13% below avg |
| College Grads | 37.2% ≈ Avg |
| Unemployment | 3.7% ▼ 24% below avg |
| No HS Diploma | 964 (2.5%) |
| HS Graduate | 11,178 (29.4%) |
| Some College | 5,857 (15.4%) |
| Associates | 5,878 (15.5%) |
| Bachelors | 4,228 (11.1%) |
| Graduate Degree | 9,939 (26.1%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $71,738 ≈ Avg ↑ 35% since 2019 |
|---|---|
| Median Home Value | $308,100 ▲ 11% above avg ↑ 55% since 2019 |
| Home/Income Ratio | 4.3x (nat avg ~3.5x) |
| Median Rent | $1,724/mo ↑ 35% since 2019 |
| Total Units | 22,902 |
| Vacant Units | 1,732 |
| Avg HH Size | 2.54 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 22,902 |
|---|---|
| Vacant | 1,732 |
| Owner Occupied | 76.2% |
| Renter Occupied | 23.8% |
| Avg HH Size | 2.54 |
ZIP code 32164 is located in Palm Coast, Florida, within Flagler County. With a population of 53,963, this is a highly populated ZIP code with a mature community — the median age is 47.4 years. Economically, 32164 is a solidly middle-class ZIP code: the median household income of $71,738 is near the national average.
Real estate in ZIP code 32164 represents a mid-range housing market. The median home value of $308,100 is near the national average. Renters can expect to pay around $1,724 per month in median rent. Homeownership is strong here — 76.2% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 55% since 2019.
The population of 32164 is majority White (65.48%). Residents are moderately educated — 37.2% hold a bachelor's degree or higher, which is near the national average. Poverty affects a relatively small share of residents at 8.7%. Household income has grown by 35% since 2019.
The unemployment rate in 32164 stands at 3.7%, which is below the national average. About 15% of workers are remote. As in most parts of the country, driving alone is the dominant commute mode at 68%.
Overall, ZIP code 32164 in Palm Coast, FL is characterized as solidly middle-class, moderately educated, a mature community, and predominantly owner-occupied. With 53,963 residents, a median household income of $71,738, and a median home value of $308,100, it offers a clear picture of life in this part of Florida.