| ZIP Code | 32137 |
|---|---|
| City | Palm Coast |
| State | Florida (FL) |
| County | Flagler County |
| Area Code | 386 |
| Elevation | 33 ft |
| Latitude | 29.575688 |
|---|---|
| Longitude | -81.223832 |
| Timezone | New York (DST) |
| FIPS | 12035 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 56.5 yrs ↑ 2% since 2019 |
|---|---|
| Avg Household Size | 2.30 |
| Below Poverty | 9.3% ≈ Avg |
| College Grads | 47.2% ▲ 22% above avg |
| Unemployment | 3.6% ▼ 26% below avg |
| No HS Diploma | 549 (1.5%) |
| HS Graduate | 9,035 (24.5%) |
| Some College | 4,676 (12.7%) |
| Associates | 5,198 (14.1%) |
| Bachelors | 3,565 (9.7%) |
| Graduate Degree | 13,808 (37.5%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $78,731 ≈ Avg ↑ 30% since 2019 |
|---|---|
| Median Home Value | $360,600 ▲ 29% above avg ↑ 49% since 2019 |
| Home/Income Ratio | 4.6x (nat avg ~3.5x) |
| Median Rent | $1,790/mo ↑ 34% since 2019 |
| Total Units | 24,717 |
| Vacant Units | 4,342 |
| Avg HH Size | 2.30 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 24,717 |
|---|---|
| Vacant | 4,342 |
| Owner Occupied | 86.8% |
| Renter Occupied | 13.2% |
| Avg HH Size | 2.30 |
ZIP code 32137 is located in Palm Coast, Florida, within Flagler County. With a population of 47,003, this is a highly populated ZIP code with an older community — the median age is 56.5 years. Economically, 32137 is a middle-income ZIP code: the median household income of $78,731 is near the national average.
Real estate in ZIP code 32137 represents a mid-range housing market. The median home value of $360,600 is above the national average. Renters can expect to pay around $1,790 per month in median rent. Homeownership is strong here — 86.8% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 49% since 2019.
The population of 32137 is primarily White (76.77%). Residents are well-educated — 47.2% hold a bachelor's degree or higher, which is above the national average. Poverty affects a relatively small share of residents at 9.3%. Household income has grown by 30% since 2019.
The unemployment rate in 32137 stands at 3.6%, which is below the national average. About 17% of workers are remote. As in most parts of the country, driving alone is the dominant commute mode at 70%.
Overall, ZIP code 32137 in Palm Coast, FL is characterized as middle-income, well-educated, an older community, and predominantly owner-occupied. With 47,003 residents, a median household income of $78,731, and a median home value of $360,600, it offers a clear picture of life in this part of Florida.