US ZIP Code
32134

Fort Mc Coy, FL

Marion County  ·  Florida

● Active
👥 7,400 Population ↓ 5% since 2019
💰 $46,429 Median HH Income
▼ 39% below avg ↑ 32% since 2019
🎂 55.0 Median Age ↑ 6% since 2019
🏠 $145,500 Median Home Value
▼ 48% below avg ↑ 84% since 2019
🎓 18.7% College Grads
▼ 52% below avg
📊 14.3% Unemployment
▲ 192% above avg ↑ 15% since 2019
ZIP Code Details
ZIP Code32134
CityFort Mc Coy
StateFlorida (FL)
CountyMarion County
Area Code352
Elevation123 ft
Latitude29.377165
Longitude-81.827585
TimezoneNew York (DST)
FIPS12083
ZIP TypeStandard
StatusActive
People & Population (ACS 2023)
♂ Male 51.4% (3,803) Female 48.6% (3,597) ♀

Race & Ethnicity

White: 91.3%Hispanic: 4.8%Black: 0.9%Asian: 0.9%Other: 1.9%Race
White91.3%
Hispanic4.8%
Black0.9%
Asian0.9%
Other1.9%

Age Breakdown

Under 5
4%
5–17
11%
18–24
6%
25–44
19%
45–64
27%
65+
16%

Key Indicators

Median Age55.0 yrs ↑ 6% since 2019
Avg Household Size2.30
Below Poverty21.1% ▲ 111% above avg
College Grads18.7% ▼ 52% below avg
Unemployment14.3% ▲ 192% above avg
No HS Diploma229 (4.4%)
HS Graduate2,053 (39.4%)
Some College1,027 (19.7%)
Associates929 (17.8%)
Bachelors335 (6.4%)
Graduate Degree638 (12.2%)

Education

No HS: 4.4%HS Grad: 39.4%Some College: 19.7%Associates: 17.8%Bachelors: 6.4%Graduate: 12.2%Edu
No HS4.4%
HS Grad39.4%
Some College19.7%
Associates17.8%
Bachelors6.4%
Graduate12.2%
Housing & Income

Housing Tenure

Owner: 90.1%Renter: 9.9%Tenure
Owner90.1%
Renter9.9%

Home Value Distribution

Under $50k
18%
$50k–100k
17%
$100k–150k
16%
$150k–200k
9%
$200k–300k
20%
$300k–500k
11%
Over $500k
9%

Financials

Median HH Income$46,429 ▼ 39% below avg ↑ 32% since 2019
Median Home Value$145,500 ▼ 48% below avg ↑ 84% since 2019
Home/Income Ratio3.1x (nat avg ~3.5x)
Median Rent$643/mo ↓ 12% since 2019
Total Units5,671
Vacant Units2,469
Avg HH Size2.30

Income Distribution

Under $25k
28%
$25k–50k
21%
$50k–75k
20%
$75k–100k
17%
$100k–150k
8%
$150k–200k
2%
Over $200k
4%
Employment & Commute

How People Get to Work

Drove Alone
78%
Walked
1%
Work From Home
21%

Commute Time

Under 15 min
10%
15–30 min
11%
30–45 min
34%
Over 45 min
45%
Housing Stock

Year Built

Before 1940
1%
1940s–1950s
10%
1960s–1970s
22%
1980s–1990s
13%
2000+
54%

Summary

Total Units5,671
Vacant2,469
Owner Occupied90.1%
Renter Occupied9.9%
Avg HH Size2.30
Frequently Asked Questions
ZIP code 32134 is in Fort Mc Coy, FL, in Marion County.
ZIP code 32134 is located in Florida (FL).
ZIP code 32134 is in Marion County, FL.
ZIP 32134 observes the New York timezone. Daylight Saving Time is observed.
The estimated population of ZIP code 32134 is 7,400 people (ACS 2023).
The median household income in ZIP code 32134 is $46,429 (ACS 2023).
The median home value in ZIP 32134 is $145,500 (ACS 2023).
About ZIP Code 32134

ZIP code 32134 is located in Fort Mc Coy, Florida, within Marion County. With a population of 7,400, this is a lightly populated ZIP code with an older community — the median age is 55 years. Economically, 32134 is a working-class ZIP code: the median household income of $46,429 is below the national average.

Real estate in ZIP code 32134 represents one of the more affordable housing markets in the country. The median home value of $145,500 is below the national average. Renters can expect to pay around $643 per month in median rent. Homeownership is strong here — 90.1% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 84% since 2019.

The population of 32134 is primarily White (91.32%). Residents are less-educated — 18.7% hold a bachelor's degree or higher, which is well below the national average. Poverty affects a significant share of residents at 21.1%. Household income has grown by 32% since 2019.

The unemployment rate in 32134 stands at 14.3%, which is more than double the national average. About 17% of workers are remote. As in most parts of the country, driving alone is the dominant commute mode at 61%.

Overall, ZIP code 32134 in Fort Mc Coy, FL is characterized as working-class, less-educated, an older community, and predominantly owner-occupied. With 7,400 residents, a median household income of $46,429, and a median home value of $145,500, it offers a clear picture of life in this part of Florida.