US ZIP Code
28789

Whittier, NC

Jackson County  ·  North Carolina

● Active
👥 6,347 Population ↑ 10% since 2019
💰 $46,026 Median HH Income
▼ 40% below avg ↑ 21% since 2019
🎂 42.9 Median Age ↓ 8% since 2019
🏠 $220,900 Median Home Value
▼ 21% below avg ↑ 37% since 2019
🎓 40.4% College Grads
≈ Avg
📊 15.4% Unemployment
▲ 214% above avg ↑ 39% since 2019
ZIP Code Details
ZIP Code28789
CityWhittier
StateNorth Carolina (NC)
CountyJackson County
Area Code828
Elevation3,679 ft
Latitude35.407057
Longitude-83.316777
TimezoneNew York (DST)
FIPS37099
ZIP TypeStandard
StatusActive
People & Population (ACS 2023)
♂ Male 47.5% (3,014) Female 52.5% (3,333) ♀

Race & Ethnicity

White: 74.8%Hispanic: 9%Black: 2.1%Other: 4.6%Race
White74.8%
Hispanic9.0%
Black2.1%
Other4.6%

Age Breakdown

Under 5
6%
5–17
14%
18–24
5%
25–44
28%
45–64
26%
65+
9%

Key Indicators

Median Age42.9 yrs ↓ 8% since 2019
Avg Household Size2.32
Below Poverty27.5% ▲ 175% above avg
College Grads40.4% ≈ Avg
Unemployment15.4% ▲ 214% above avg
No HS Diploma157 (3.8%)
HS Graduate1,330 (32.6%)
Some College433 (10.6%)
Associates514 (12.6%)
Bachelors484 (11.8%)
Graduate Degree1,167 (28.6%)

Education

No HS: 3.8%HS Grad: 32.6%Some College: 10.6%Associates: 12.6%Bachelors: 11.8%Graduate: 28.6%Edu
No HS3.8%
HS Grad32.6%
Some College10.6%
Associates12.6%
Bachelors11.8%
Graduate28.6%
Housing & Income

Housing Tenure

Owner: 64.3%Renter: 35.7%Tenure
Owner64.3%
Renter35.7%

Home Value Distribution

Under $50k
9%
$50k–100k
12%
$100k–150k
9%
$150k–200k
14%
$200k–300k
28%
$300k–500k
14%
Over $500k
14%

Financials

Median HH Income$46,026 ▼ 40% below avg ↑ 21% since 2019
Median Home Value$220,900 ▼ 21% below avg ↑ 37% since 2019
Home/Income Ratio4.8x (nat avg ~3.5x)
Median Rent$939/mo ↑ 10% since 2019
Total Units4,057
Vacant Units1,329
Avg HH Size2.32

Income Distribution

Under $25k
28%
$25k–50k
25%
$50k–75k
12%
$75k–100k
12%
$100k–150k
11%
$150k–200k
4%
Over $200k
7%
Employment & Commute

How People Get to Work

Drove Alone
95%
Walked
0%
Work From Home
5%

Commute Time

Under 15 min
44%
15–30 min
42%
30–45 min
10%
Over 45 min
4%
Housing Stock

Year Built

Before 1940
1%
1940s–1950s
4%
1960s–1970s
16%
1980s–1990s
22%
2000+
56%

Summary

Total Units4,057
Vacant1,329
Owner Occupied64.3%
Renter Occupied35.7%
Avg HH Size2.32
Frequently Asked Questions
ZIP code 28789 is in Whittier, NC, in Jackson County.
ZIP code 28789 is located in North Carolina (NC).
ZIP code 28789 is in Jackson County, NC.
ZIP 28789 observes the New York timezone. Daylight Saving Time is observed.
The estimated population of ZIP code 28789 is 6,347 people (ACS 2023).
The median household income in ZIP code 28789 is $46,026 (ACS 2023).
The median home value in ZIP 28789 is $220,900 (ACS 2023).
About ZIP Code 28789

ZIP code 28789 is located in Whittier, North Carolina, within Jackson County. With a population of 6,347, this is a lightly populated ZIP code with a middle-aged community — the median age is 42.9 years. Economically, 28789 is a working-class ZIP code: the median household income of $46,026 is below the national average.

Real estate in ZIP code 28789 represents an affordable housing market. The median home value of $220,900 is below the national average. Renters can expect to pay around $939 per month in median rent. Homeownership is strong here — 64.3% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 37% since 2019.

The population of 28789 is primarily White (74.76%). Residents are well-educated — 40.4% hold a bachelor's degree or higher, which is near the national average. Poverty affects a significant share of residents at 27.5%. Household income has grown by 21% since 2019.

The unemployment rate in 28789 stands at 15.4%, which is more than double the national average. As in most parts of the country, driving alone is the dominant commute mode at 88%.

Overall, ZIP code 28789 in Whittier, NC is characterized as working-class, well-educated, a middle-aged community, and predominantly owner-occupied. With 6,347 residents, a median household income of $46,026, and a median home value of $220,900, it offers a clear picture of life in this part of North Carolina.