| ZIP Code | 28707 |
|---|---|
| City | Balsam |
| State | North Carolina (NC) |
| County | Jackson County |
| Area Code | 828 |
| Elevation | 3,643 ft |
| Latitude | 35.398716 |
|---|---|
| Longitude | -83.066194 |
| Timezone | New York (DST) |
| FIPS | 37099 |
| ZIP Type | PO Box |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 51.6 yrs ↓ 8% since 2019 |
|---|---|
| Avg Household Size | 2.21 |
| Below Poverty | 7.8% ▼ 22% below avg |
| College Grads | 35.1% ▼ 9% below avg |
| Unemployment | 0.0% ▼ 100% below avg |
| No HS Diploma | 100 (22.5%) |
| HS Graduate | 95 (21.4%) |
| Some College | 25 (5.6%) |
| Associates | 68 (15.3%) |
| Bachelors | 4 (0.9%) |
| Graduate Degree | 152 (34.2%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $44,813 ▼ 41% below avg ↓ 27% since 2019 |
|---|---|
| Median Home Value | $203,900 ▼ 27% below avg ↑ 28% since 2019 |
| Home/Income Ratio | 4.6x (nat avg ~3.5x) |
| Median Rent | $531/mo |
| Total Units | 404 |
| Vacant Units | 141 |
| Avg HH Size | 2.21 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 404 |
|---|---|
| Vacant | 141 |
| Owner Occupied | 65.8% |
| Renter Occupied | 34.2% |
| Avg HH Size | 2.21 |
ZIP code 28707 is located in Balsam, North Carolina, within Jackson County. With a population of 580, this is a sparsely populated ZIP code with a mature community — the median age is 51.6 years. Economically, 28707 is a working-class ZIP code: the median household income of $44,813 is below the national average.
Real estate in ZIP code 28707 represents an affordable housing market. The median home value of $203,900 is below the national average. Renters can expect to pay around $531 per month in median rent. Homeownership is strong here — 65.8% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 28% since 2019.
The population of 28707 is primarily White (97.59%). Residents are moderately educated — 35.1% hold a bachelor's degree or higher, which is near the national average. Poverty affects a relatively small share of residents at 7.8%. Household income has declined by 27% since 2019.
Overall, ZIP code 28707 in Balsam, NC is characterized as working-class, moderately educated, a mature community, and predominantly owner-occupied. With 580 residents, a median household income of $44,813, and a median home value of $203,900, it offers a clear picture of life in this part of North Carolina.