| ZIP Code | 28723 |
|---|---|
| City | Cullowhee |
| State | North Carolina (NC) |
| County | Jackson County |
| Area Code | 828 |
| Elevation | 2,285 ft |
| Latitude | 35.314077 |
|---|---|
| Longitude | -83.013475 |
| Timezone | New York (DST) |
| FIPS | 37099 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 22.1 yrs ↑ 2% since 2019 |
|---|---|
| Avg Household Size | 2.07 |
| Below Poverty | 21.3% ▲ 113% above avg |
| College Grads | 40.7% ≈ Avg |
| Unemployment | 9.4% ▲ 93% above avg |
| No HS Diploma | 7 (0.2%) |
| HS Graduate | 1,064 (26.6%) |
| Some College | 648 (16.2%) |
| Associates | 657 (16.4%) |
| Bachelors | 300 (7.5%) |
| Graduate Degree | 1,330 (33.2%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $43,539 ▼ 43% below avg ↑ 18% since 2019 |
|---|---|
| Median Home Value | $308,800 ▲ 11% above avg ↑ 25% since 2019 |
| Home/Income Ratio | 7.1x (nat avg ~3.5x) |
| Median Rent | $842/mo ↑ 20% since 2019 |
| Total Units | 5,600 |
| Vacant Units | 1,752 |
| Avg HH Size | 2.07 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 5,600 |
|---|---|
| Vacant | 1,752 |
| Owner Occupied | 35.6% |
| Renter Occupied | 64.5% |
| Avg HH Size | 2.07 |
ZIP code 28723 is located in Cullowhee, North Carolina, within Jackson County. With a population of 11,427, this is a lightly populated ZIP code with a young community — the median age is 22.1 years. Economically, 28723 is a working-class ZIP code: the median household income of $43,539 is below the national average.
Real estate in ZIP code 28723 represents a mid-range housing market. The median home value of $308,800 is near the national average. Renters can expect to pay around $842 per month in median rent. This is predominantly a renter community, with 64.5% of occupied units rented — typical of urban and transitional neighborhoods. Median home values have increased by 25% since 2019.
The population of 28723 is primarily White (81.37%). Residents are well-educated — 40.7% hold a bachelor's degree or higher, which is near the national average. Poverty affects a significant share of residents at 21.3%. Household income has grown by 18% since 2019.
The unemployment rate in 28723 stands at 9.4%, which is significantly above the national average. As in most parts of the country, driving alone is the dominant commute mode at 76%.
Overall, ZIP code 28723 in Cullowhee, NC is characterized as working-class, well-educated, and a young community. With 11,427 residents, a median household income of $43,539, and a median home value of $308,800, it offers a clear picture of life in this part of North Carolina.