| ZIP Code | 28731 |
|---|---|
| City | Flat Rock |
| State | North Carolina (NC) |
| County | Henderson County |
| Area Code | 828 |
| Elevation | 2,148 ft |
| Latitude | 35.293544 |
|---|---|
| Longitude | -82.380326 |
| Timezone | New York (DST) |
| FIPS | 37089 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 52.6 yrs ↓ 3% since 2019 |
|---|---|
| Avg Household Size | 2.32 |
| Below Poverty | 16.5% ▲ 65% above avg |
| College Grads | 48.8% ▲ 26% above avg |
| Unemployment | 4.9% ≈ Avg |
| No HS Diploma | 191 (2.9%) |
| HS Graduate | 1,427 (21.8%) |
| Some College | 1,004 (15.3%) |
| Associates | 733 (11.2%) |
| Bachelors | 679 (10.4%) |
| Graduate Degree | 2,512 (38.4%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $65,882 ▼ 14% below avg ↑ 15% since 2019 |
|---|---|
| Median Home Value | $361,700 ▲ 30% above avg ↑ 44% since 2019 |
| Home/Income Ratio | 5.5x (nat avg ~3.5x) |
| Median Rent | $947/mo ↑ 4% since 2019 |
| Total Units | 4,417 |
| Vacant Units | 595 |
| Avg HH Size | 2.32 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 4,417 |
|---|---|
| Vacant | 595 |
| Owner Occupied | 82.3% |
| Renter Occupied | 17.7% |
| Avg HH Size | 2.32 |
ZIP code 28731 is located in Flat Rock, North Carolina, within Henderson County. With a population of 9,075, this is a lightly populated ZIP code with a mature community — the median age is 52.6 years. Economically, 28731 is a solidly middle-class ZIP code: the median household income of $65,882 is near the national average.
Real estate in ZIP code 28731 represents a mid-range housing market. The median home value of $361,700 is above the national average. Renters can expect to pay around $947 per month in median rent. Homeownership is strong here — 82.3% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 44% since 2019.
The population of 28731 is primarily White (78.80%). Residents are well-educated — 48.8% hold a bachelor's degree or higher, which is above the national average. Poverty affects some residents at 16.5%. Household income has grown by 15% since 2019.
The unemployment rate in 28731 stands at 4.9%, which is near the national average. About 12% of workers are remote. As in most parts of the country, driving alone is the dominant commute mode at 80%.
Overall, ZIP code 28731 in Flat Rock, NC is characterized as solidly middle-class, well-educated, a mature community, and predominantly owner-occupied. With 9,075 residents, a median household income of $65,882, and a median home value of $361,700, it offers a clear picture of life in this part of North Carolina.