US ZIP Code
28582

Stella, NC

Carteret County  ·  North Carolina

● Active
👥 1,504 Population ↓ 40% since 2019
💰 $74,867 Median HH Income
≈ Avg ↑ 4% since 2019
🎂 54.4 Median Age ↑ 43% since 2019
🏠 $310,700 Median Home Value
▲ 11% above avg ↑ 44% since 2019
🎓 41.1% College Grads
≈ Avg
📊 2.1% Unemployment
▼ 57% below avg ↓ 75% since 2019
ZIP Code Details
ZIP Code28582
CityStella
StateNorth Carolina (NC)
CountyCarteret County
Area Code252
Latitude34.748284
Longitude-77.150455
TimezoneNew York (DST)
FIPS37031
ZIP TypeStandard
StatusActive
People & Population (ACS 2023)
♂ Male 46.1% (693) Female 53.9% (811) ♀

Race & Ethnicity

White: 90.3%Hispanic: 4.7%Black: 1.3%Asian: 0.3%Other: 3.1%Race
White90.3%
Hispanic4.7%
Black1.3%
Asian0.3%
Other3.1%

Age Breakdown

Under 5
5%
5–17
12%
18–24
6%
25–44
16%
45–64
28%
65+
21%

Key Indicators

Median Age54.4 yrs ↑ 43% since 2019
Avg Household Size2.41
Below Poverty4.5% ▼ 55% below avg
College Grads41.1% ≈ Avg
Unemployment2.1% ▼ 57% below avg
HS Graduate252 (23.1%)
Some College168 (15.4%)
Associates224 (20.5%)
Bachelors85 (7.8%)
Graduate Degree364 (33.3%)

Education

HS Grad: 23.1%Some College: 15.4%Associates: 20.5%Bachelors: 7.8%Graduate: 33.3%Edu
HS Grad23.1%
Some College15.4%
Associates20.5%
Bachelors7.8%
Graduate33.3%
Housing & Income

Housing Tenure

Owner: 86%Renter: 14%Tenure
Owner86.0%
Renter14.0%

Home Value Distribution

Under $50k
3%
$50k–100k
2%
$100k–150k
10%
$150k–200k
2%
$200k–300k
32%
$300k–500k
30%
Over $500k
21%

Financials

Median HH Income$74,867 ≈ Avg ↑ 4% since 2019
Median Home Value$310,700 ▲ 11% above avg ↑ 44% since 2019
Home/Income Ratio4.2x (nat avg ~3.5x)
Median Rent$985/mo ↓ 22% since 2019
Total Units731
Vacant Units108
Avg HH Size2.41

Income Distribution

Under $25k
7%
$25k–50k
20%
$50k–75k
21%
$75k–100k
5%
$100k–150k
19%
$150k–200k
8%
Over $200k
20%
Employment & Commute

How People Get to Work

Drove Alone
86%
Work From Home
14%

Commute Time

Under 15 min
16%
15–30 min
31%
30–45 min
30%
Over 45 min
22%
Housing Stock

Year Built

1940s–1950s
4%
1960s–1970s
7%
1980s–1990s
23%
2000+
66%

Summary

Total Units731
Vacant108
Owner Occupied86.0%
Renter Occupied14.0%
Avg HH Size2.41
Frequently Asked Questions
ZIP code 28582 is in Stella, NC, in Carteret County.
ZIP code 28582 is located in North Carolina (NC).
ZIP code 28582 is in Carteret County, NC.
ZIP 28582 observes the New York timezone. Daylight Saving Time is observed.
The estimated population of ZIP code 28582 is 1,504 people (ACS 2023).
The median household income in ZIP code 28582 is $74,867 (ACS 2023).
The median home value in ZIP 28582 is $310,700 (ACS 2023).
About ZIP Code 28582

ZIP code 28582 is located in Stella, North Carolina, within Carteret County. With a population of 1,504, this is a sparsely populated ZIP code with a mature community — the median age is 54.4 years. Economically, 28582 is a solidly middle-class ZIP code: the median household income of $74,867 is near the national average.

Real estate in ZIP code 28582 represents a mid-range housing market. The median home value of $310,700 is near the national average. Renters can expect to pay around $985 per month in median rent. Homeownership is strong here — 86.0% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 44% since 2019.

The population of 28582 is primarily White (90.29%). Residents are well-educated — 41.1% hold a bachelor's degree or higher, which is near the national average. Poverty affects a relatively small share of residents at 4.5%. Household income has grown by 4% since 2019.

The unemployment rate in 28582 stands at 2.1%, which is well below the national average. About 13% of workers are remote. As in most parts of the country, driving alone is the dominant commute mode at 80%.

Overall, ZIP code 28582 in Stella, NC is characterized as solidly middle-class, well-educated, a mature community, and predominantly owner-occupied. With 1,504 residents, a median household income of $74,867, and a median home value of $310,700, it offers a clear picture of life in this part of North Carolina.