| ZIP Code | 28465 |
|---|---|
| City | Oak Island |
| State | North Carolina (NC) |
| County | Brunswick County |
| Area Code | 472/910 |
| Latitude | 33.912502 |
|---|---|
| Longitude | -78.100479 |
| Timezone | New York (DST) |
| FIPS | 37019 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 60.9 yrs ↑ 2% since 2019 |
|---|---|
| Avg Household Size | 2.08 |
| Below Poverty | 9.8% ≈ Avg |
| College Grads | 57.5% ▲ 48% above avg |
| Unemployment | 1.9% ▼ 61% below avg |
| No HS Diploma | 10 (0.1%) |
| HS Graduate | 1,382 (18.8%) |
| Some College | 592 (8%) |
| Associates | 1,145 (15.6%) |
| Bachelors | 948 (12.9%) |
| Graduate Degree | 3,286 (44.6%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $83,739 ▲ 10% above avg ↑ 14% since 2019 |
|---|---|
| Median Home Value | $436,200 ▲ 56% above avg ↑ 58% since 2019 |
| Home/Income Ratio | 5.2x (nat avg ~3.5x) |
| Median Rent | $1,154/mo ↑ 7% since 2019 |
| Total Units | 10,482 |
| Vacant Units | 6,313 |
| Avg HH Size | 2.08 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 10,482 |
|---|---|
| Vacant | 6,313 |
| Owner Occupied | 88.7% |
| Renter Occupied | 11.4% |
| Avg HH Size | 2.08 |
ZIP code 28465 is located in Oak Island, North Carolina, within Brunswick County. With a population of 8,689, this is a lightly populated ZIP code with an older community — the median age is 60.9 years. Economically, 28465 is a middle-income ZIP code: the median household income of $83,739 is near the national average.
Real estate in ZIP code 28465 represents a premium housing market. The median home value of $436,200 is significantly above the national average. Renters can expect to pay around $1,154 per month in median rent. Homeownership is strong here — 88.7% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 58% since 2019.
The population of 28465 is primarily White (94.37%). Residents are well-educated — 57.5% hold a bachelor's degree or higher, which is above the national average. Poverty affects a relatively small share of residents at 9.8%. Household income has grown by 14% since 2019.
The unemployment rate in 28465 stands at 1.9%, which is well below the national average. About 21% of workers are remote. As in most parts of the country, driving alone is the dominant commute mode at 72%.
Overall, ZIP code 28465 in Oak Island, NC is characterized as middle-income, well-educated, an older community, and predominantly owner-occupied. With 8,689 residents, a median household income of $83,739, and a median home value of $436,200, it offers a clear picture of life in this part of North Carolina.