| ZIP Code | 28445 |
|---|---|
| City | Holly Ridge |
| State | North Carolina (NC) |
| County | Onslow County |
| Area Code | 472/910 |
| Elevation | 55 ft |
| Latitude | 34.528849 |
|---|---|
| Longitude | -77.535773 |
| Timezone | New York (DST) |
| FIPS | 37133 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 41.3 yrs ↑ 18% since 2019 |
|---|---|
| Avg Household Size | 2.31 |
| Below Poverty | 3.6% ▼ 64% below avg |
| College Grads | 51.6% ▲ 33% above avg |
| Unemployment | 0.9% ▼ 81% below avg |
| No HS Diploma | 50 (0.7%) |
| HS Graduate | 1,279 (18.1%) |
| Some College | 846 (12%) |
| Associates | 1,239 (17.6%) |
| Bachelors | 578 (8.2%) |
| Graduate Degree | 3,056 (43.4%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $89,250 ▲ 17% above avg ↑ 35% since 2019 |
|---|---|
| Median Home Value | $332,500 ▲ 19% above avg ↑ 44% since 2019 |
| Home/Income Ratio | 3.7x (nat avg ~3.5x) |
| Median Rent | $1,318/mo ↑ 13% since 2019 |
| Total Units | 8,832 |
| Vacant Units | 4,597 |
| Avg HH Size | 2.31 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 8,832 |
|---|---|
| Vacant | 4,597 |
| Owner Occupied | 79.5% |
| Renter Occupied | 20.5% |
| Avg HH Size | 2.31 |
ZIP code 28445 is located in Holly Ridge, North Carolina, within Onslow County. With a population of 9,784, this is a lightly populated ZIP code with a middle-aged community — the median age is 41.3 years. Economically, 28445 is a middle-income ZIP code: the median household income of $89,250 is above the national average.
Real estate in ZIP code 28445 represents a mid-range housing market. The median home value of $332,500 is above the national average. Renters can expect to pay around $1,318 per month in median rent. Homeownership is strong here — 79.5% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 44% since 2019.
The population of 28445 is primarily White (87.31%). Residents are well-educated — 51.6% hold a bachelor's degree or higher, which is above the national average. Poverty affects a relatively small share of residents at 3.6%. Household income has grown by 35% since 2019.
The unemployment rate in 28445 stands at 0.9%, which is well below the national average. About 25% of workers are remote. As in most parts of the country, driving alone is the dominant commute mode at 69%.
Overall, ZIP code 28445 in Holly Ridge, NC is characterized as middle-income, well-educated, a middle-aged community, and predominantly owner-occupied. With 9,784 residents, a median household income of $89,250, and a median home value of $332,500, it offers a clear picture of life in this part of North Carolina.