| ZIP Code | 28540 |
|---|---|
| City | Jacksonville |
| State | North Carolina (NC) |
| County | Onslow County |
| Area Code | 472/910 |
| Elevation | 31 ft |
| Latitude | 34.744324 |
|---|---|
| Longitude | -77.499048 |
| Timezone | New York (DST) |
| FIPS | 37133 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 29.0 yrs ↓ 2% since 2019 |
|---|---|
| Avg Household Size | 2.56 |
| Below Poverty | 14.4% ▲ 44% above avg |
| College Grads | 36.3% ≈ Avg |
| Unemployment | 4.4% ▼ 11% below avg |
| No HS Diploma | 280 (1%) |
| HS Graduate | 8,716 (32.5%) |
| Some College | 3,317 (12.4%) |
| Associates | 4,753 (17.7%) |
| Bachelors | 3,354 (12.5%) |
| Graduate Degree | 6,363 (23.8%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $61,462 ▼ 19% below avg ↑ 27% since 2019 |
|---|---|
| Median Home Value | $201,700 ▼ 28% below avg ↑ 36% since 2019 |
| Home/Income Ratio | 3.3x (nat avg ~3.5x) |
| Median Rent | $1,014/mo ↑ 14% since 2019 |
| Total Units | 21,466 |
| Vacant Units | 2,597 |
| Avg HH Size | 2.56 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 21,466 |
|---|---|
| Vacant | 2,597 |
| Owner Occupied | 59.1% |
| Renter Occupied | 40.9% |
| Avg HH Size | 2.56 |
ZIP code 28540 is located in Jacksonville, North Carolina, within Onslow County. With a population of 50,808, this is a highly populated ZIP code with a young community — the median age is 29 years. Economically, 28540 is a solidly middle-class ZIP code: the median household income of $61,462 is below the national average.
Real estate in ZIP code 28540 represents an affordable housing market. The median home value of $201,700 is below the national average. Renters can expect to pay around $1,014 per month in median rent. The area has a relatively balanced mix of owners (59.1%) and renters (40.9%). Median home values have increased by 36% since 2019.
The population of 28540 is majority White (61.57%). Residents are moderately educated — 36.3% hold a bachelor's degree or higher, which is near the national average. Poverty affects some residents at 14.4%. Household income has grown by 27% since 2019.
The unemployment rate in 28540 stands at 4.4%, which is near the national average. As in most parts of the country, driving alone is the dominant commute mode at 71%.
Overall, ZIP code 28540 in Jacksonville, NC is characterized as solidly middle-class, moderately educated, and a young community. With 50,808 residents, a median household income of $61,462, and a median home value of $201,700, it offers a clear picture of life in this part of North Carolina.