| ZIP Code | 28431 |
|---|---|
| City | Chadbourn |
| State | North Carolina (NC) |
| County | Columbus County |
| Area Code | 472/910 |
| Elevation | 93 ft |
| Latitude | 34.317376 |
|---|---|
| Longitude | -78.844536 |
| Timezone | New York (DST) |
| FIPS | 37047 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 49.6 yrs ↑ 15% since 2019 |
|---|---|
| Avg Household Size | 2.25 |
| Below Poverty | 36.8% ▲ 268% above avg |
| College Grads | 27.1% ▼ 30% below avg |
| Unemployment | 1.8% ▼ 63% below avg |
| No HS Diploma | 70 (1.9%) |
| HS Graduate | 1,361 (37.8%) |
| Some College | 622 (17.3%) |
| Associates | 577 (16%) |
| Bachelors | 542 (15%) |
| Graduate Degree | 433 (12%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $32,244 ▼ 58% below avg ↑ 4% since 2019 |
|---|---|
| Median Home Value | $89,700 ▼ 68% below avg ↑ 18% since 2019 |
| Home/Income Ratio | 2.8x (nat avg ~3.5x) |
| Median Rent | $736/mo ↑ 23% since 2019 |
| Total Units | 3,252 |
| Vacant Units | 546 |
| Avg HH Size | 2.25 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 3,252 |
|---|---|
| Vacant | 546 |
| Owner Occupied | 65.0% |
| Renter Occupied | 35.0% |
| Avg HH Size | 2.25 |
ZIP code 28431 is located in Chadbourn, North Carolina, within Columbus County. With a population of 6,104, this is a lightly populated ZIP code with a mature community — the median age is 49.6 years. Economically, 28431 is a lower-income ZIP code: the median household income of $32,244 is well below the national average.
Real estate in ZIP code 28431 represents one of the more affordable housing markets in the country. The median home value of $89,700 is well below the national average. Renters can expect to pay around $736 per month in median rent. Homeownership is strong here — 65.0% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 18% since 2019.
The population of 28431 is majority White (59.29%). Residents are moderately educated — 27.1% hold a bachelor's degree or higher, which is below the national average. Poverty affects a significant share of residents at 36.8%. Household income has grown by 4% since 2019.
The unemployment rate in 28431 stands at 1.8%, which is well below the national average. As in most parts of the country, driving alone is the dominant commute mode at 90%.
Overall, ZIP code 28431 in Chadbourn, NC is characterized as lower-income, moderately educated, a mature community, and predominantly owner-occupied. With 6,104 residents, a median household income of $32,244, and a median home value of $89,700, it offers a clear picture of life in this part of North Carolina.