| ZIP Code | 28097 |
|---|---|
| City | Locust |
| State | North Carolina (NC) |
| County | Stanly County |
| Area Code | 704/980 |
| Elevation | 650 ft |
| Latitude | 35.296733 |
|---|---|
| Longitude | -80.39332 |
| Timezone | New York (DST) |
| FIPS | 37167 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 37.0 yrs ↓ 18% since 2019 |
|---|---|
| Avg Household Size | 2.88 |
| Below Poverty | 10.1% ≈ Avg |
| College Grads | 36.1% ≈ Avg |
| Unemployment | 2.5% ▼ 50% below avg |
| No HS Diploma | 44 (1%) |
| HS Graduate | 1,568 (34.4%) |
| Some College | 673 (14.8%) |
| Associates | 630 (13.8%) |
| Bachelors | 666 (14.6%) |
| Graduate Degree | 978 (21.5%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $77,600 ≈ Avg ↑ 42% since 2019 |
|---|---|
| Median Home Value | $281,200 ≈ Avg ↑ 67% since 2019 |
| Home/Income Ratio | 3.6x (nat avg ~3.5x) |
| Median Rent | $861/mo ↑ 5% since 2019 |
| Total Units | 3,002 |
| Vacant Units | 232 |
| Avg HH Size | 2.88 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 3,002 |
|---|---|
| Vacant | 232 |
| Owner Occupied | 81.7% |
| Renter Occupied | 18.3% |
| Avg HH Size | 2.88 |
ZIP code 28097 is located in Locust, North Carolina, within Stanly County. With a population of 7,976, this is a lightly populated ZIP code with a relatively young community — the median age is 37 years. Economically, 28097 is a middle-income ZIP code: the median household income of $77,600 is near the national average.
Real estate in ZIP code 28097 represents a mid-range housing market. The median home value of $281,200 is near the national average. Renters can expect to pay around $861 per month in median rent. Homeownership is strong here — 81.7% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 67% since 2019.
The population of 28097 is primarily White (93.71%). Residents are moderately educated — 36.1% hold a bachelor's degree or higher, which is near the national average. Poverty affects some residents at 10.1%. Household income has grown by 42% since 2019.
The unemployment rate in 28097 stands at 2.5%, which is below the national average. As in most parts of the country, driving alone is the dominant commute mode at 82%.
Overall, ZIP code 28097 in Locust, NC is characterized as middle-income, moderately educated, a relatively young community, and predominantly owner-occupied. With 7,976 residents, a median household income of $77,600, and a median home value of $281,200, it offers a clear picture of life in this part of North Carolina.