| ZIP Code | 22974 |
|---|---|
| City | Troy |
| State | Virginia (VA) |
| County | Fluvanna County |
| Area Code | 434 |
| Elevation | 440 ft |
| Latitude | 37.966327 |
|---|---|
| Longitude | -78.267358 |
| Timezone | New York (DST) |
| FIPS | 51065 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 42.7 yrs ↑ 2% since 2019 |
|---|---|
| Avg Household Size | 2.77 |
| Below Poverty | 3.0% ▼ 71% below avg |
| College Grads | 38.7% ≈ Avg |
| Unemployment | 1.1% ▼ 77% below avg |
| No HS Diploma | 116 (3.2%) |
| HS Graduate | 837 (23%) |
| Some College | 593 (16.3%) |
| Associates | 685 (18.8%) |
| Bachelors | 419 (11.5%) |
| Graduate Degree | 990 (27.2%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $108,859 ▲ 43% above avg ↑ 24% since 2019 |
|---|---|
| Median Home Value | $311,700 ▲ 12% above avg ↑ 11% since 2019 |
| Home/Income Ratio | 2.9x (nat avg ~3.5x) |
| Median Rent | $1,108/mo ↓ 14% since 2019 |
| Total Units | 1,544 |
| Vacant Units | 129 |
| Avg HH Size | 2.77 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 1,544 |
|---|---|
| Vacant | 129 |
| Owner Occupied | 89.8% |
| Renter Occupied | 10.3% |
| Avg HH Size | 2.77 |
ZIP code 22974 is located in Troy, Virginia, within Fluvanna County. With a population of 5,123, this is a lightly populated ZIP code with a middle-aged community — the median age is 42.7 years. Economically, 22974 is a upper-middle-income ZIP code: the median household income of $108,859 is above the national average.
Real estate in ZIP code 22974 represents a mid-range housing market. The median home value of $311,700 is near the national average. Renters can expect to pay around $1,108 per month in median rent. Homeownership is strong here — 89.8% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 11% since 2019.
The population of 22974 is primarily White (73.16%). Residents are moderately educated — 38.7% hold a bachelor's degree or higher, which is near the national average. Poverty affects a relatively small share of residents at 3.0%. Household income has grown by 24% since 2019.
The unemployment rate in 22974 stands at 1.1%, which is well below the national average. As in most parts of the country, driving alone is the dominant commute mode at 77%.
Overall, ZIP code 22974 in Troy, VA is characterized as upper-middle-income, moderately educated, a middle-aged community, and predominantly owner-occupied. With 5,123 residents, a median household income of $108,859, and a median home value of $311,700, it offers a clear picture of life in this part of Virginia.