| ZIP Code | 22963 |
|---|---|
| City | Palmyra |
| State | Virginia (VA) |
| County | Fluvanna County |
| Area Code | 434 |
| Elevation | 359 ft |
| Latitude | 37.846661 |
|---|---|
| Longitude | -78.293974 |
| Timezone | New York (DST) |
| FIPS | 51065 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 43.5 yrs |
|---|---|
| Avg Household Size | 2.59 |
| Below Poverty | 7.1% ▼ 30% below avg |
| College Grads | 49.5% ▲ 28% above avg |
| Unemployment | 2.2% ▼ 56% below avg |
| No HS Diploma | 47 (0.4%) |
| HS Graduate | 2,579 (22.1%) |
| Some College | 1,353 (11.6%) |
| Associates | 1,899 (16.3%) |
| Bachelors | 1,015 (8.7%) |
| Graduate Degree | 4,756 (40.8%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $100,761 ▲ 32% above avg ↑ 28% since 2019 |
|---|---|
| Median Home Value | $294,600 ≈ Avg ↑ 24% since 2019 |
| Home/Income Ratio | 2.9x (nat avg ~3.5x) |
| Median Rent | $1,419/mo ↑ 12% since 2019 |
| Total Units | 7,107 |
| Vacant Units | 620 |
| Avg HH Size | 2.59 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 7,107 |
|---|---|
| Vacant | 620 |
| Owner Occupied | 92.3% |
| Renter Occupied | 7.7% |
| Avg HH Size | 2.59 |
ZIP code 22963 is located in Palmyra, Virginia, within Fluvanna County. With a population of 16,786, this is a moderately populated ZIP code with a middle-aged community — the median age is 43.5 years. Economically, 22963 is a upper-middle-income ZIP code: the median household income of $100,761 is above the national average.
Real estate in ZIP code 22963 represents a mid-range housing market. The median home value of $294,600 is near the national average. Renters can expect to pay around $1,419 per month in median rent. Homeownership is strong here — 92.3% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 24% since 2019.
The population of 22963 is primarily White (78.30%). Residents are well-educated — 49.5% hold a bachelor's degree or higher, which is above the national average. Poverty affects a relatively small share of residents at 7.1%. Household income has grown by 28% since 2019.
The unemployment rate in 22963 stands at 2.2%, which is well below the national average. About 15% of workers are remote. As in most parts of the country, driving alone is the dominant commute mode at 70%.
Overall, ZIP code 22963 in Palmyra, VA is characterized as upper-middle-income, well-educated, a middle-aged community, and predominantly owner-occupied. With 16,786 residents, a median household income of $100,761, and a median home value of $294,600, it offers a clear picture of life in this part of Virginia.