City

Troy, VA

1 ZIP code  ·  Fluvanna County  ·  Virginia

👥5,123Population
💰$108,859Median HH Income▲ 43% above avg
🎂42.7Median Age
🏠$311,700Median Home Value▲ 12% above avg
🎓38.7%College Grads≈ Avg
📊1.1%Unemployment▼ 77% below avg
People & Population (ACS 2023 — weighted avg)
♂ Male 39.5% Female 60.5% ♀

Race & Ethnicity

White: 73.2%Hispanic: 4.1%Black: 13.6%Asian: 0.8%Other: 5.6%Race
White73.2%
Hispanic4.1%
Black13.6%
Asian0.8%
Other5.6%

Age Breakdown

Under 5
2%
5–17
15%
18–24
4%
25–44
36%
45–64
26%
65+
9%

Key Indicators

Median Age42.7 yrs
Avg HH Size2.77
Below Poverty3.0% ▼ 71% below avg
College Grads38.7% ≈ Avg
Unemployment1.1% ▼ 77% below avg
No HS Diploma116 (3.2%)
HS Graduate837 (23%)
Some College593 (16.3%)
Associates685 (18.8%)
Bachelors419 (11.5%)
Graduate Degree990 (27.2%)

Education

No HS: 3.2%HS Grad: 23%Some College: 16.3%Associates: 18.8%Bachelors: 11.5%Graduate: 27.2%Edu
No HS3.2%
HS Grad23.0%
Some College16.3%
Associates18.8%
Bachelors11.5%
Graduate27.2%
Housing & Income

Housing Tenure

Owner: 89.8%Renter: 10.3%Tenure
Owner89.8%
Renter10.3%

Home Value Distribution

Under $50k
5%
$100k–$150k
6%
$150k–$200k
3%
$200k–$300k
34%
$300k–$500k
36%
Over $500k
17%

Financials

Median HH Income$108,859 ▲ 43% above avg
Median Home Value$311,700 ▲ 12% above avg
Home/Income Ratio2.9x (nat avg ~3.5x)
Median Rent$1,108/mo
Total Housing Units1,544
Vacant Units129

Income Distribution

Under $25k
5%
$25k–$50k
3%
$50k–$75k
25%
$75k–$100k
15%
$100k–$150k
25%
$150k–$200k
12%
Over $200k
14%
Employment & Commute

How People Get to Work

Drove Alone
89%
Work From Home
11%

Commute Time

Under 15 min
18%
15–30 min
32%
30–45 min
33%
Over 45 min
17%
Housing Stock

Year Built

Before 1940
1%
1940s–1950s
4%
1960s–1970s
12%
1980s–1990s
24%
2000+
59%
About Troy, VA

Troy is a city in Virginia, located in Fluvanna County. The city spans 1 ZIP code and is home to approximately 5,123 residents. It is a middle-aged city, with a median age of 42.7 years.

Economically, Troy is a upper-middle-income community. The median household income of $108,859 is above the national average. Approximately 3.0% of residents live below the poverty line. The unemployment rate is 1.1%, well below the national average.

The real estate market in Troy is a mid-range housing market. Median home values stand at $311,700, which is near the national average. Renters typically pay around $1,108 per month. Homeownership is high at 89.8%, typical of suburban and family-oriented communities.

The population of Troy is moderately educated. 38.7% of adults hold a bachelor's degree or higher — near the national average. The community is primarily White (73.16%).

Troy, VA offers residents above-average earning potential within Virginia.

ZIP Codes in Troy
ZIPPopulationMedian IncomeMedian HomeMedian RentUnemp.CollegeOwner Occ.
22974 5,123 $108,859 $311,700 $1,108 1.1% 38.7% 89.8%