| ZIP Code | 21788 |
|---|---|
| City | Thurmont |
| State | Maryland (MD) |
| County | Frederick County |
| Area Code | 227/240/301 |
| Elevation | 480 ft |
| Latitude | 39.589979 |
|---|---|
| Longitude | -77.413861 |
| Timezone | New York (DST) |
| FIPS | 24021 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 46.5 yrs ↑ 3% since 2019 |
|---|---|
| Avg Household Size | 2.47 |
| Below Poverty | 9.4% ≈ Avg |
| College Grads | 38.5% ≈ Avg |
| Unemployment | 3.0% ▼ 38% below avg |
| No HS Diploma | 126 (1.6%) |
| HS Graduate | 3,098 (38.2%) |
| Some College | 1,006 (12.4%) |
| Associates | 758 (9.3%) |
| Bachelors | 675 (8.3%) |
| Graduate Degree | 2,446 (30.2%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $93,717 ▲ 23% above avg ↑ 22% since 2019 |
|---|---|
| Median Home Value | $342,700 ▲ 23% above avg ↑ 33% since 2019 |
| Home/Income Ratio | 3.7x (nat avg ~3.5x) |
| Median Rent | $1,015/mo ↓ 8% since 2019 |
| Total Units | 5,102 |
| Vacant Units | 281 |
| Avg HH Size | 2.47 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 5,102 |
|---|---|
| Vacant | 281 |
| Owner Occupied | 81.6% |
| Renter Occupied | 18.4% |
| Avg HH Size | 2.47 |
ZIP code 21788 is located in Thurmont, Maryland, within Frederick County. With a population of 11,919, this is a lightly populated ZIP code with a mature community — the median age is 46.5 years. Economically, 21788 is a middle-income ZIP code: the median household income of $93,717 is above the national average.
Real estate in ZIP code 21788 represents a mid-range housing market. The median home value of $342,700 is above the national average. Renters can expect to pay around $1,015 per month in median rent. Homeownership is strong here — 81.6% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 33% since 2019.
The population of 21788 is primarily White (88.83%). Residents are moderately educated — 38.5% hold a bachelor's degree or higher, which is near the national average. Poverty affects a relatively small share of residents at 9.4%. Household income has grown by 22% since 2019.
The unemployment rate in 21788 stands at 3.0%, which is below the national average. About 14% of workers are remote. As in most parts of the country, driving alone is the dominant commute mode at 75%.
Overall, ZIP code 21788 in Thurmont, MD is characterized as middle-income, moderately educated, a mature community, and predominantly owner-occupied. With 11,919 residents, a median household income of $93,717, and a median home value of $342,700, it offers a clear picture of life in this part of Maryland.