US ZIP Code
21778

Rocky Ridge, MD

Frederick County  ·  Maryland

● Active
👥 840 Population ↓ 8% since 2019
💰 $110,489 Median HH Income
▲ 45% above avg ↑ 49% since 2019
🎂 51.8 Median Age
🏠 $415,700 Median Home Value
▲ 49% above avg ↑ 41% since 2019
🎓 45.3% College Grads
▲ 17% above avg
📊 0.0% Unemployment
▼ 100% below avg ↓ 100% since 2019
ZIP Code Details
ZIP Code21778
CityRocky Ridge
StateMaryland (MD)
CountyFrederick County
Area Code227/240/301
Elevation405 ft
Latitude39.615806
Longitude-77.328421
TimezoneNew York (DST)
FIPS24021
ZIP TypeStandard
StatusActive
People & Population (ACS 2023)
♂ Male 49.1% (412) Female 51.0% (428) ♀

Race & Ethnicity

White: 100%Race
White100.0%

Age Breakdown

Under 5
7%
5–17
10%
18–24
12%
25–44
8%
45–64
34%
65+
16%

Key Indicators

Median Age51.8 yrs
Avg Household Size2.54
Below Poverty0.0% ▼ 100% below avg
College Grads45.3% ▲ 17% above avg
Unemployment0.0% ▼ 100% below avg
No HS Diploma3 (0.5%)
HS Graduate208 (37.1%)
Some College22 (3.9%)
Associates74 (13.2%)
Bachelors117 (20.9%)
Graduate Degree137 (24.4%)

Education

No HS: 0.5%HS Grad: 37.1%Some College: 3.9%Associates: 13.2%Bachelors: 20.9%Graduate: 24.4%Edu
No HS0.5%
HS Grad37.1%
Some College3.9%
Associates13.2%
Bachelors20.9%
Graduate24.4%
Housing & Income

Housing Tenure

Owner: 95.2%Renter: 4.8%Tenure
Owner95.2%
Renter4.8%

Home Value Distribution

$100k–150k
1%
$200k–300k
34%
$300k–500k
33%
Over $500k
32%

Financials

Median HH Income$110,489 ▲ 45% above avg ↑ 49% since 2019
Median Home Value$415,700 ▲ 49% above avg ↑ 41% since 2019
Home/Income Ratio3.8x (nat avg ~3.5x)
Total Units363
Vacant Units32
Avg HH Size2.54

Income Distribution

Under $25k
11%
$25k–50k
2%
$50k–75k
24%
$75k–100k
12%
$100k–150k
17%
$150k–200k
15%
Over $200k
19%
Employment & Commute

How People Get to Work

Drove Alone
77%
Work From Home
23%

Commute Time

Under 15 min
28%
15–30 min
34%
30–45 min
14%
Over 45 min
24%
Housing Stock

Year Built

1940s–1950s
9%
1960s–1970s
21%
1980s–1990s
11%
2000+
59%

Summary

Total Units363
Vacant32
Owner Occupied95.2%
Renter Occupied4.8%
Avg HH Size2.54
Frequently Asked Questions
ZIP code 21778 is in Rocky Ridge, MD, in Frederick County.
ZIP code 21778 is located in Maryland (MD).
ZIP code 21778 is in Frederick County, MD.
ZIP 21778 observes the New York timezone. Daylight Saving Time is observed.
The estimated population of ZIP code 21778 is 840 people (ACS 2023).
The median household income in ZIP code 21778 is $110,489 (ACS 2023).
The median home value in ZIP 21778 is $415,700 (ACS 2023).
About ZIP Code 21778

ZIP code 21778 is located in Rocky Ridge, Maryland, within Frederick County. With a population of 840, this is a sparsely populated ZIP code with a mature community — the median age is 51.8 years. Economically, 21778 is a upper-middle-income ZIP code: the median household income of $110,489 is above the national average.

Real estate in ZIP code 21778 represents a premium housing market. The median home value of $415,700 is above the national average. Homeownership is strong here — 95.2% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 41% since 2019.

The population of 21778 is primarily White (100.00%). Residents are well-educated — 45.3% hold a bachelor's degree or higher, which is above the national average. Household income has grown by 49% since 2019.

About 17% of workers are remote. As in most parts of the country, driving alone is the dominant commute mode at 58%.

Overall, ZIP code 21778 in Rocky Ridge, MD is characterized as upper-middle-income, well-educated, a mature community, and predominantly owner-occupied. With 840 residents, a median household income of $110,489, and a median home value of $415,700, it offers a clear picture of life in this part of Maryland.