US ZIP Code
21703

Frederick, MD

Frederick County  ·  Maryland

● Active
👥 41,766 Population ↑ 11% since 2019
💰 $105,293 Median HH Income
▲ 38% above avg ↑ 16% since 2019
🎂 34.8 Median Age
🏠 $364,300 Median Home Value
▲ 31% above avg ↑ 35% since 2019
🎓 51.6% College Grads
▲ 33% above avg
📊 4.0% Unemployment
▼ 19% below avg ↓ 10% since 2019
ZIP Code Details
ZIP Code21703
CityFrederick
StateMaryland (MD)
CountyFrederick County
Area Code227/240/301
Elevation338 ft
Latitude39.367031
Longitude-77.473482
TimezoneNew York (DST)
FIPS24021
ZIP TypeStandard
StatusActive
People & Population (ACS 2023)
♂ Male 47.1% (19,659) Female 52.9% (22,107) ♀

Race & Ethnicity

White: 46.6%Hispanic: 20.9%Black: 17.5%Asian: 8.2%Other: 5.8%Race
White46.6%
Hispanic20.9%
Black17.5%
Asian8.2%
Other5.8%

Age Breakdown

Under 5
8%
5–17
17%
18–24
9%
25–44
32%
45–64
23%
65+
4%

Key Indicators

Median Age34.8 yrs
Avg Household Size2.73
Below Poverty9.8% ≈ Avg
College Grads51.6% ▲ 33% above avg
Unemployment4.0% ▼ 19% below avg
No HS Diploma303 (1.2%)
HS Graduate6,235 (24.6%)
Some College2,831 (11.2%)
Associates2,909 (11.5%)
Bachelors1,976 (7.8%)
Graduate Degree11,115 (43.8%)

Education

No HS: 1.2%HS Grad: 24.6%Some College: 11.2%Associates: 11.5%Bachelors: 7.8%Graduate: 43.8%Edu
No HS1.2%
HS Grad24.6%
Some College11.2%
Associates11.5%
Bachelors7.8%
Graduate43.8%
Housing & Income

Housing Tenure

Owner: 68.5%Renter: 31.5%Tenure
Owner68.5%
Renter31.5%

Home Value Distribution

Under $50k
1%
$50k–100k
0%
$100k–150k
0%
$150k–200k
3%
$200k–300k
24%
$300k–500k
55%
Over $500k
16%

Financials

Median HH Income$105,293 ▲ 38% above avg ↑ 16% since 2019
Median Home Value$364,300 ▲ 31% above avg ↑ 35% since 2019
Home/Income Ratio3.5x (nat avg ~3.5x)
Median Rent$1,887/mo ↑ 24% since 2019
Total Units15,773
Vacant Units538
Avg HH Size2.73

Income Distribution

Under $25k
9%
$25k–50k
8%
$50k–75k
17%
$75k–100k
12%
$100k–150k
26%
$150k–200k
17%
Over $200k
13%
Employment & Commute

How People Get to Work

Drove Alone
79%
Public Transit
2%
Walked
0%
Work From Home
19%

Commute Time

Under 15 min
26%
15–30 min
26%
30–45 min
15%
Over 45 min
33%
Housing Stock

Year Built

Before 1940
0%
1940s–1950s
2%
1960s–1970s
15%
1980s–1990s
23%
2000+
61%

Summary

Total Units15,773
Vacant538
Owner Occupied68.5%
Renter Occupied31.5%
Avg HH Size2.73
Frequently Asked Questions
ZIP code 21703 is in Frederick, MD, in Frederick County.
ZIP code 21703 is located in Maryland (MD).
ZIP code 21703 is in Frederick County, MD.
ZIP 21703 observes the New York timezone. Daylight Saving Time is observed.
The estimated population of ZIP code 21703 is 41,766 people (ACS 2023).
The median household income in ZIP code 21703 is $105,293 (ACS 2023).
The median home value in ZIP 21703 is $364,300 (ACS 2023).
About ZIP Code 21703

ZIP code 21703 is located in Frederick, Maryland, within Frederick County. With a population of 41,766, this is a highly populated ZIP code with a relatively young community — the median age is 34.8 years. Economically, 21703 is a upper-middle-income ZIP code: the median household income of $105,293 is above the national average.

Real estate in ZIP code 21703 represents a mid-range housing market. The median home value of $364,300 is above the national average. Renters can expect to pay around $1,887 per month in median rent. Homeownership is strong here — 68.5% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 35% since 2019.

The population of 21703 is racially diverse, with White as the largest group at 46.6%. Residents are well-educated — 51.6% hold a bachelor's degree or higher, which is above the national average. Poverty affects a relatively small share of residents at 9.8%. Household income has grown by 16% since 2019.

The unemployment rate in 21703 stands at 4.0%, which is below the national average. About 17% of workers are remote. As in most parts of the country, driving alone is the dominant commute mode at 71%.

Overall, ZIP code 21703 in Frederick, MD is characterized as upper-middle-income, well-educated, a relatively young community, and predominantly owner-occupied. With 41,766 residents, a median household income of $105,293, and a median home value of $364,300, it offers a clear picture of life in this part of Maryland.