| ZIP Code | 21777 |
|---|---|
| City | Point Of Rocks |
| State | Maryland (MD) |
| County | Frederick County |
| Area Code | 227/240/301 |
| Elevation | 306 ft |
| Latitude | 39.279296 |
|---|---|
| Longitude | -77.528727 |
| Timezone | New York (DST) |
| FIPS | 24021 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 43.6 yrs ↑ 18% since 2019 |
|---|---|
| Avg Household Size | 3.11 |
| Below Poverty | 1.6% ▼ 84% below avg |
| College Grads | 54.1% ▲ 40% above avg |
| Unemployment | 4.8% ≈ Avg |
| HS Graduate | 404 (25.5%) |
| Some College | 149 (9.4%) |
| Associates | 176 (11.1%) |
| Bachelors | 170 (10.7%) |
| Graduate Degree | 688 (43.4%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $136,827 ▲ 79% above avg ↑ 21% since 2019 |
|---|---|
| Median Home Value | $441,300 ▲ 58% above avg ↑ 23% since 2019 |
| Home/Income Ratio | 3.2x (nat avg ~3.5x) |
| Total Units | 750 |
| Avg HH Size | 3.11 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 750 |
|---|---|
| Owner Occupied | 99.6% |
| Renter Occupied | 0.4% |
| Avg HH Size | 3.11 |
ZIP code 21777 is located in Point Of Rocks, Maryland, within Frederick County. With a population of 2,333, this is a sparsely populated ZIP code with a middle-aged community — the median age is 43.6 years. Economically, 21777 is a upper-middle-income ZIP code: the median household income of $136,827 is significantly above the national average.
Real estate in ZIP code 21777 represents a premium housing market. The median home value of $441,300 is significantly above the national average. Homeownership is strong here — 99.6% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 23% since 2019.
The population of 21777 is majority White (67.04%). Residents are well-educated — 54.1% hold a bachelor's degree or higher, which is above the national average. Poverty affects a relatively small share of residents at 1.6%. Household income has grown by 21% since 2019.
The unemployment rate in 21777 stands at 4.8%, which is near the national average. About 23% of workers are remote. As in most parts of the country, driving alone is the dominant commute mode at 56%.
Overall, ZIP code 21777 in Point Of Rocks, MD is characterized as upper-middle-income, well-educated, a middle-aged community, and predominantly owner-occupied. With 2,333 residents, a median household income of $136,827, and a median home value of $441,300, it offers a clear picture of life in this part of Maryland.