| ZIP Code | 15940 |
|---|---|
| City | Loretto |
| State | Pennsylvania (PA) |
| County | Cambria County |
| Area Code | 582/814 |
| Elevation | 1,972 ft |
| Latitude | 40.526521 |
|---|---|
| Longitude | -78.643551 |
| Timezone | New York (DST) |
| FIPS | 42021 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 30.4 yrs ↓ 6% since 2019 |
|---|---|
| Avg Household Size | 2.38 |
| Below Poverty | 4.2% ▼ 58% below avg |
| College Grads | 29.0% ▼ 25% below avg |
| Unemployment | 3.1% ▼ 37% below avg |
| No HS Diploma | 56 (2.8%) |
| HS Graduate | 688 (34.7%) |
| Some College | 413 (20.9%) |
| Associates | 249 (12.6%) |
| Bachelors | 208 (10.5%) |
| Graduate Degree | 366 (18.5%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $86,250 ▲ 13% above avg ↑ 14% since 2019 |
|---|---|
| Median Home Value | $236,400 ▼ 15% below avg ↑ 36% since 2019 |
| Home/Income Ratio | 2.7x (nat avg ~3.5x) |
| Median Rent | $720/mo |
| Total Units | 773 |
| Vacant Units | 97 |
| Avg HH Size | 2.38 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 773 |
|---|---|
| Vacant | 97 |
| Owner Occupied | 87.1% |
| Renter Occupied | 12.9% |
| Avg HH Size | 2.38 |
ZIP code 15940 is located in Loretto, Pennsylvania, within Cambria County. With a population of 3,823, this is a sparsely populated ZIP code with a relatively young community — the median age is 30.4 years. Economically, 15940 is a middle-income ZIP code: the median household income of $86,250 is near the national average.
Real estate in ZIP code 15940 represents an affordable housing market. The median home value of $236,400 is below the national average. Renters can expect to pay around $720 per month in median rent. Homeownership is strong here — 87.1% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 36% since 2019.
The population of 15940 is primarily White (79.57%). Residents are moderately educated — 29.0% hold a bachelor's degree or higher, which is below the national average. Poverty affects a relatively small share of residents at 4.2%. Household income has grown by 14% since 2019.
The unemployment rate in 15940 stands at 3.1%, which is below the national average. As in most parts of the country, driving alone is the dominant commute mode at 77%.
Overall, ZIP code 15940 in Loretto, PA is characterized as middle-income, moderately educated, a relatively young community, and predominantly owner-occupied. With 3,823 residents, a median household income of $86,250, and a median home value of $236,400, it offers a clear picture of life in this part of Pennsylvania.