| ZIP Code | 13470 |
|---|---|
| City | Stratford |
| State | New York (NY) |
| County | Fulton County |
| Area Code | 518/838 |
| Elevation | 1,680 ft |
| Latitude | 43.209225 |
|---|---|
| Longitude | -74.666463 |
| Timezone | New York (DST) |
| FIPS | 36035 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 49.3 yrs ↓ 16% since 2019 |
|---|---|
| Avg Household Size | 2.77 |
| Below Poverty | 35.8% ▲ 258% above avg |
| College Grads | 36.7% ≈ Avg |
| Unemployment | 4.1% ▼ 16% below avg |
| No HS Diploma | 3 (0.7%) |
| HS Graduate | 154 (33.4%) |
| Some College | 97 (21%) |
| Associates | 38 (8.2%) |
| Bachelors | 82 (17.8%) |
| Graduate Degree | 87 (18.9%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $64,028 ▼ 16% below avg ↑ 53% since 2019 |
|---|---|
| Median Home Value | $146,600 ▼ 47% below avg ↑ 52% since 2019 |
| Home/Income Ratio | 2.3x (nat avg ~3.5x) |
| Median Rent | $771/mo ↑ 37% since 2019 |
| Total Units | 621 |
| Vacant Units | 358 |
| Avg HH Size | 2.77 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 621 |
|---|---|
| Vacant | 358 |
| Owner Occupied | 82.5% |
| Renter Occupied | 17.5% |
| Avg HH Size | 2.77 |
ZIP code 13470 is located in Stratford, New York, within Fulton County. With a population of 771, this is a sparsely populated ZIP code with a mature community — the median age is 49.3 years. Economically, 13470 is a solidly middle-class ZIP code: the median household income of $64,028 is below the national average.
Real estate in ZIP code 13470 represents one of the more affordable housing markets in the country. The median home value of $146,600 is below the national average. Renters can expect to pay around $771 per month in median rent. Homeownership is strong here — 82.5% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 52% since 2019.
The population of 13470 is primarily White (96.63%). Residents are moderately educated — 36.7% hold a bachelor's degree or higher, which is near the national average. Poverty affects a significant share of residents at 35.8%. Household income has grown by 53% since 2019.
The unemployment rate in 13470 stands at 4.1%, which is below the national average. About 12% of workers are remote. As in most parts of the country, driving alone is the dominant commute mode at 78%.
Overall, ZIP code 13470 in Stratford, NY is characterized as solidly middle-class, moderately educated, a mature community, and predominantly owner-occupied. With 771 residents, a median household income of $64,028, and a median home value of $146,600, it offers a clear picture of life in this part of New York.