| ZIP Code | 13406 |
|---|---|
| City | Middleville |
| State | New York (NY) |
| County | Herkimer County |
| Area Code | 315/680 |
| Elevation | 1,137 ft |
| Latitude | 43.141426 |
|---|---|
| Longitude | -74.918203 |
| Timezone | New York (DST) |
| FIPS | 36043 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 32.9 yrs ↓ 17% since 2019 |
|---|---|
| Avg Household Size | 2.92 |
| Below Poverty | 9.6% ≈ Avg |
| College Grads | 37.9% ≈ Avg |
| Unemployment | 9.2% ▲ 88% above avg |
| No HS Diploma | 2 (0.7%) |
| HS Graduate | 85 (30.7%) |
| Some College | 46 (16.6%) |
| Associates | 39 (14.1%) |
| Bachelors | 54 (19.5%) |
| Graduate Degree | 51 (18.4%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $98,000 ▲ 28% above avg ↑ 98% since 2019 |
|---|---|
| Median Home Value | $139,100 ▼ 50% below avg ↑ 44% since 2019 |
| Home/Income Ratio | 1.4x (nat avg ~3.5x) |
| Median Rent | $800/mo ↓ 12% since 2019 |
| Total Units | 222 |
| Vacant Units | 54 |
| Avg HH Size | 2.92 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 222 |
|---|---|
| Vacant | 54 |
| Owner Occupied | 96.4% |
| Renter Occupied | 3.6% |
| Avg HH Size | 2.92 |
ZIP code 13406 is located in Middleville, New York, within Herkimer County. With a population of 491, this is a sparsely populated ZIP code with a relatively young community — the median age is 32.9 years. Economically, 13406 is a middle-income ZIP code: the median household income of $98,000 is above the national average.
Real estate in ZIP code 13406 represents one of the more affordable housing markets in the country. The median home value of $139,100 is well below the national average. Renters can expect to pay around $800 per month in median rent. Homeownership is strong here — 96.4% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 44% since 2019.
The population of 13406 is primarily White (99.59%). Residents are moderately educated — 37.9% hold a bachelor's degree or higher, which is near the national average. Poverty affects a relatively small share of residents at 9.6%. Household income has grown by 98% since 2019.
The unemployment rate in 13406 stands at 9.2%, which is significantly above the national average. As in most parts of the country, driving alone is the dominant commute mode at 85%.
Overall, ZIP code 13406 in Middleville, NY is characterized as middle-income, moderately educated, a relatively young community, and predominantly owner-occupied. With 491 residents, a median household income of $98,000, and a median home value of $139,100, it offers a clear picture of life in this part of New York.