| ZIP Code | 13340 |
|---|---|
| City | Frankfort |
| State | New York (NY) |
| County | Herkimer County |
| Area Code | 315/680 |
| Elevation | 923 ft |
| Latitude | 43.061642 |
|---|---|
| Longitude | -75.12857 |
| Timezone | New York (DST) |
| FIPS | 36043 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 43.8 yrs |
|---|---|
| Avg Household Size | 2.23 |
| Below Poverty | 6.5% ▼ 35% below avg |
| College Grads | 42.5% ▲ 10% above avg |
| Unemployment | 3.1% ▼ 36% below avg |
| No HS Diploma | 44 (0.8%) |
| HS Graduate | 1,889 (36.2%) |
| Some College | 628 (12%) |
| Associates | 438 (8.4%) |
| Bachelors | 1,024 (19.6%) |
| Graduate Degree | 1,191 (22.8%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $69,928 ▼ 8% below avg ↑ 9% since 2019 |
|---|---|
| Median Home Value | $143,900 ▼ 48% below avg ↑ 32% since 2019 |
| Home/Income Ratio | 2.1x (nat avg ~3.5x) |
| Median Rent | $872/mo ↑ 24% since 2019 |
| Total Units | 3,427 |
| Vacant Units | 162 |
| Avg HH Size | 2.23 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 3,427 |
|---|---|
| Vacant | 162 |
| Owner Occupied | 81.3% |
| Renter Occupied | 18.7% |
| Avg HH Size | 2.23 |
ZIP code 13340 is located in Frankfort, New York, within Herkimer County. With a population of 7,322, this is a lightly populated ZIP code with a middle-aged community — the median age is 43.8 years. Economically, 13340 is a solidly middle-class ZIP code: the median household income of $69,928 is near the national average.
Real estate in ZIP code 13340 represents one of the more affordable housing markets in the country. The median home value of $143,900 is below the national average. Renters can expect to pay around $872 per month in median rent. Homeownership is strong here — 81.3% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 32% since 2019.
The population of 13340 is primarily White (91.22%). Residents are well-educated — 42.5% hold a bachelor's degree or higher, which is near the national average. Poverty affects a relatively small share of residents at 6.5%. Household income has grown by 9% since 2019.
The unemployment rate in 13340 stands at 3.1%, which is below the national average. As in most parts of the country, driving alone is the dominant commute mode at 83%.
Overall, ZIP code 13340 in Frankfort, NY is characterized as solidly middle-class, well-educated, a middle-aged community, and predominantly owner-occupied. With 7,322 residents, a median household income of $69,928, and a median home value of $143,900, it offers a clear picture of life in this part of New York.