| ZIP Code | 13421 |
|---|---|
| City | Oneida |
| State | New York (NY) |
| County | Madison County |
| Area Code | 315/680 |
| Elevation | 580 ft |
| Latitude | 43.061915 |
|---|---|
| Longitude | -75.660092 |
| Timezone | New York (DST) |
| FIPS | 36053 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 45.9 yrs ↑ 7% since 2019 |
|---|---|
| Avg Household Size | 2.25 |
| Below Poverty | 11.3% ▲ 13% above avg |
| College Grads | 42.7% ▲ 10% above avg |
| Unemployment | 3.9% ▼ 20% below avg |
| No HS Diploma | 69 (0.8%) |
| HS Graduate | 2,650 (30.9%) |
| Some College | 1,114 (13%) |
| Associates | 1,077 (12.6%) |
| Bachelors | 1,345 (15.7%) |
| Graduate Degree | 2,308 (27%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $63,732 ▼ 16% below avg ↑ 18% since 2019 |
|---|---|
| Median Home Value | $147,800 ▼ 47% below avg ↑ 27% since 2019 |
| Home/Income Ratio | 2.3x (nat avg ~3.5x) |
| Median Rent | $846/mo ↑ 11% since 2019 |
| Total Units | 5,953 |
| Vacant Units | 380 |
| Avg HH Size | 2.25 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 5,953 |
|---|---|
| Vacant | 380 |
| Owner Occupied | 68.0% |
| Renter Occupied | 32.0% |
| Avg HH Size | 2.25 |
ZIP code 13421 is located in Oneida, New York, within Madison County. With a population of 12,742, this is a lightly populated ZIP code with a mature community — the median age is 45.9 years. Economically, 13421 is a solidly middle-class ZIP code: the median household income of $63,732 is below the national average.
Real estate in ZIP code 13421 represents one of the more affordable housing markets in the country. The median home value of $147,800 is below the national average. Renters can expect to pay around $846 per month in median rent. Homeownership is strong here — 68.0% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 27% since 2019.
The population of 13421 is primarily White (91.52%). Residents are well-educated — 42.7% hold a bachelor's degree or higher, which is near the national average. Poverty affects some residents at 11.3%. Household income has grown by 18% since 2019.
The unemployment rate in 13421 stands at 3.9%, which is below the national average. As in most parts of the country, driving alone is the dominant commute mode at 81%.
Overall, ZIP code 13421 in Oneida, NY is characterized as solidly middle-class, well-educated, a mature community, and predominantly owner-occupied. With 12,742 residents, a median household income of $63,732, and a median home value of $147,800, it offers a clear picture of life in this part of New York.