| ZIP Code | 12866 |
|---|---|
| City | Saratoga Springs |
| State | New York (NY) |
| County | Saratoga County |
| Area Code | 518/838 |
| Elevation | 202 ft |
| Latitude | 43.073715 |
|---|---|
| Longitude | -73.740236 |
| Timezone | New York (DST) |
| FIPS | 36091 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 44.2 yrs |
|---|---|
| Avg Household Size | 2.04 |
| Below Poverty | 8.0% ▼ 20% below avg |
| College Grads | 62.7% ▲ 62% above avg |
| Unemployment | 2.5% ▼ 50% below avg |
| No HS Diploma | 289 (1%) |
| HS Graduate | 5,536 (20%) |
| Some College | 2,141 (7.7%) |
| Associates | 2,346 (8.5%) |
| Bachelors | 2,083 (7.5%) |
| Graduate Degree | 15,255 (55.2%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $98,374 ▲ 29% above avg ↑ 15% since 2019 |
|---|---|
| Median Home Value | $419,200 ▲ 50% above avg ↑ 21% since 2019 |
| Home/Income Ratio | 4.3x (nat avg ~3.5x) |
| Median Rent | $1,460/mo ↑ 9% since 2019 |
| Total Units | 20,462 |
| Vacant Units | 2,406 |
| Avg HH Size | 2.04 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 20,462 |
|---|---|
| Vacant | 2,406 |
| Owner Occupied | 62.5% |
| Renter Occupied | 37.5% |
| Avg HH Size | 2.04 |
ZIP code 12866 is located in Saratoga Springs, New York, within Saratoga County. With a population of 39,657, this is a highly populated ZIP code with a middle-aged community — the median age is 44.2 years. Economically, 12866 is a middle-income ZIP code: the median household income of $98,374 is above the national average.
Real estate in ZIP code 12866 represents a premium housing market. The median home value of $419,200 is significantly above the national average. Renters can expect to pay around $1,460 per month in median rent. Homeownership is strong here — 62.5% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 21% since 2019.
The population of 12866 is primarily White (86.99%). Residents are highly educated — 62.7% hold a bachelor's degree or higher, which is significantly above the national average. Poverty affects a relatively small share of residents at 8.0%. Household income has grown by 15% since 2019.
The unemployment rate in 12866 stands at 2.5%, which is below the national average. About 21% of workers are remote. As in most parts of the country, driving alone is the dominant commute mode at 66%.
Overall, ZIP code 12866 in Saratoga Springs, NY is characterized as middle-income, highly educated, a middle-aged community, and predominantly owner-occupied. With 39,657 residents, a median household income of $98,374, and a median home value of $419,200, it offers a clear picture of life in this part of New York.