| ZIP Code | 12170 |
|---|---|
| City | Stillwater |
| State | New York (NY) |
| County | Saratoga County |
| Area Code | 518/838 |
| Elevation | 369 ft |
| Latitude | 43.001956 |
|---|---|
| Longitude | -73.667271 |
| Timezone | New York (DST) |
| FIPS | 36091 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 39.5 yrs ↓ 13% since 2019 |
|---|---|
| Avg Household Size | 2.52 |
| Below Poverty | 10.4% ≈ Avg |
| College Grads | 42.7% ▲ 10% above avg |
| Unemployment | 5.2% ≈ Avg |
| No HS Diploma | 51 (1.5%) |
| HS Graduate | 1,158 (33.7%) |
| Some College | 468 (13.6%) |
| Associates | 292 (8.5%) |
| Bachelors | 598 (17.4%) |
| Graduate Degree | 871 (25.3%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $100,469 ▲ 32% above avg ↑ 15% since 2019 |
|---|---|
| Median Home Value | $252,500 ▼ 9% below avg ↑ 10% since 2019 |
| Home/Income Ratio | 2.5x (nat avg ~3.5x) |
| Median Rent | $1,246/mo ↑ 6% since 2019 |
| Total Units | 2,327 |
| Vacant Units | 254 |
| Avg HH Size | 2.52 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 2,327 |
|---|---|
| Vacant | 254 |
| Owner Occupied | 78.4% |
| Renter Occupied | 21.6% |
| Avg HH Size | 2.52 |
ZIP code 12170 is located in Stillwater, New York, within Saratoga County. With a population of 5,225, this is a lightly populated ZIP code with a middle-aged community — the median age is 39.5 years. Economically, 12170 is a upper-middle-income ZIP code: the median household income of $100,469 is above the national average.
Real estate in ZIP code 12170 represents a mid-range housing market. The median home value of $252,500 is near the national average. Renters can expect to pay around $1,246 per month in median rent. Homeownership is strong here — 78.4% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 10% since 2019.
The population of 12170 is primarily White (88.23%). Residents are well-educated — 42.7% hold a bachelor's degree or higher, which is near the national average. Poverty affects some residents at 10.4%. Household income has grown by 15% since 2019.
The unemployment rate in 12170 stands at 5.2%, which is near the national average. As in most parts of the country, driving alone is the dominant commute mode at 83%.
Overall, ZIP code 12170 in Stillwater, NY is characterized as upper-middle-income, well-educated, a middle-aged community, and predominantly owner-occupied. With 5,225 residents, a median household income of $100,469, and a median home value of $252,500, it offers a clear picture of life in this part of New York.