| ZIP Code | 12861 |
|---|---|
| City | Putnam Station |
| State | New York (NY) |
| County | Washington County |
| Area Code | 518/838 |
| Elevation | 714 ft |
| Latitude | 43.746887 |
|---|---|
| Longitude | -73.417527 |
| Timezone | New York (DST) |
| FIPS | 36115 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 46.9 yrs ↓ 9% since 2019 |
|---|---|
| Avg Household Size | 2.46 |
| Below Poverty | 9.9% ≈ Avg |
| College Grads | 37.2% ≈ Avg |
| Unemployment | 7.8% ▲ 59% above avg |
| No HS Diploma | 6 (1.7%) |
| HS Graduate | 107 (31.1%) |
| Some College | 52 (15.1%) |
| Associates | 51 (14.8%) |
| Bachelors | 33 (9.6%) |
| Graduate Degree | 95 (27.6%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $98,125 ▲ 29% above avg ↑ 48% since 2019 |
|---|---|
| Median Home Value | $264,700 ≈ Avg ↑ 55% since 2019 |
| Home/Income Ratio | 2.7x (nat avg ~3.5x) |
| Total Units | 538 |
| Vacant Units | 328 |
| Avg HH Size | 2.46 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 538 |
|---|---|
| Vacant | 328 |
| Owner Occupied | 93.3% |
| Renter Occupied | 6.7% |
| Avg HH Size | 2.46 |
ZIP code 12861 is located in Putnam Station, New York, within Washington County. With a population of 516, this is a sparsely populated ZIP code with a mature community — the median age is 46.9 years. Economically, 12861 is a middle-income ZIP code: the median household income of $98,125 is above the national average.
Real estate in ZIP code 12861 represents a mid-range housing market. The median home value of $264,700 is near the national average. Homeownership is strong here — 93.3% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 55% since 2019.
The population of 12861 is primarily White (97.09%). Residents are moderately educated — 37.2% hold a bachelor's degree or higher, which is near the national average. Poverty affects a relatively small share of residents at 9.9%. Household income has grown by 48% since 2019.
The unemployment rate in 12861 stands at 7.8%, which is significantly above the national average. About 13% of workers are remote. As in most parts of the country, driving alone is the dominant commute mode at 83%.
Overall, ZIP code 12861 in Putnam Station, NY is characterized as middle-income, moderately educated, a mature community, and predominantly owner-occupied. With 516 residents, a median household income of $98,125, and a median home value of $264,700, it offers a clear picture of life in this part of New York.