| ZIP Code | 12404 |
|---|---|
| City | Accord |
| State | New York (NY) |
| County | Ulster County |
| Area Code | 329/845 |
| Elevation | 517 ft |
| Latitude | 41.818958 |
|---|---|
| Longitude | -74.236082 |
| Timezone | New York (DST) |
| FIPS | 36111 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 46.8 yrs ↑ 4% since 2019 |
|---|---|
| Avg Household Size | 2.38 |
| Below Poverty | 16.9% ▲ 69% above avg |
| College Grads | 63.3% ▲ 63% above avg |
| Unemployment | 6.1% ▲ 25% above avg |
| HS Graduate | 647 (25.2%) |
| Some College | 129 (5%) |
| Associates | 166 (6.5%) |
| Bachelors | 286 (11.1%) |
| Graduate Degree | 1,339 (52.2%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $67,297 ▼ 12% below avg ↑ 29% since 2019 |
|---|---|
| Median Home Value | $367,300 ▲ 32% above avg ↑ 53% since 2019 |
| Home/Income Ratio | 5.5x (nat avg ~3.5x) |
| Median Rent | $1,132/mo ↑ 24% since 2019 |
| Total Units | 2,512 |
| Vacant Units | 818 |
| Avg HH Size | 2.38 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 2,512 |
|---|---|
| Vacant | 818 |
| Owner Occupied | 80.6% |
| Renter Occupied | 19.4% |
| Avg HH Size | 2.38 |
ZIP code 12404 is located in Accord, New York, within Ulster County. With a population of 4,046, this is a lightly populated ZIP code with a mature community — the median age is 46.8 years. Economically, 12404 is a solidly middle-class ZIP code: the median household income of $67,297 is near the national average.
Real estate in ZIP code 12404 represents a mid-range housing market. The median home value of $367,300 is above the national average. Renters can expect to pay around $1,132 per month in median rent. Homeownership is strong here — 80.6% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 53% since 2019.
The population of 12404 is primarily White (82.01%). Residents are highly educated — 63.3% hold a bachelor's degree or higher, which is significantly above the national average. Poverty affects some residents at 16.9%. Household income has grown by 29% since 2019.
The unemployment rate in 12404 stands at 6.1%, which is above the national average. About 22% of workers are remote. As in most parts of the country, driving alone is the dominant commute mode at 61%.
Overall, ZIP code 12404 in Accord, NY is characterized as solidly middle-class, highly educated, a mature community, and predominantly owner-occupied. With 4,046 residents, a median household income of $67,297, and a median home value of $367,300, it offers a clear picture of life in this part of New York.