| ZIP Code | 12165 |
|---|---|
| City | Spencertown |
| State | New York (NY) |
| County | Columbia County |
| Area Code | 518/838 |
| Elevation | 1,162 ft |
| Latitude | 42.315193 |
|---|---|
| Longitude | -73.507601 |
| Timezone | New York (DST) |
| FIPS | 36021 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 69.5 yrs ↑ 35% since 2019 |
|---|---|
| Avg Household Size | 1.74 |
| Below Poverty | 13.4% ▲ 34% above avg |
| College Grads | 69.0% ▲ 78% above avg |
| Unemployment | 4.9% ≈ Avg |
| HS Graduate | 23 (14.8%) |
| Some College | 11 (7.1%) |
| Associates | 14 (9%) |
| Bachelors | 3 (1.9%) |
| Graduate Degree | 104 (67.1%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $53,500 ▼ 30% below avg ↓ 45% since 2019 |
|---|---|
| Median Home Value | $384,100 ▲ 38% above avg ↑ 29% since 2019 |
| Home/Income Ratio | 7.2x (nat avg ~3.5x) |
| Total Units | 135 |
| Vacant Units | 19 |
| Avg HH Size | 1.74 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 135 |
|---|---|
| Vacant | 19 |
| Owner Occupied | 94.0% |
| Renter Occupied | 6.0% |
| Avg HH Size | 1.74 |
ZIP code 12165 is located in Spencertown, New York, within Columbia County. With a population of 202, this is a sparsely populated ZIP code with an older community — the median age is 69.5 years. Economically, 12165 is a working-class ZIP code: the median household income of $53,500 is below the national average.
Real estate in ZIP code 12165 represents a mid-range housing market. The median home value of $384,100 is above the national average. Homeownership is strong here — 94.0% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 29% since 2019.
The population of 12165 is primarily White (100.00%). Residents are highly educated — 69.0% hold a bachelor's degree or higher, which is significantly above the national average. Poverty affects some residents at 13.4%. Household income has declined by 45% since 2019.
The unemployment rate in 12165 stands at 4.9%, which is near the national average. A notably high share of workers — 48% — work from home, reflecting the professional makeup of the area. As in most parts of the country, driving alone is the dominant commute mode at 44%.
Overall, ZIP code 12165 in Spencertown, NY is characterized as working-class, highly educated, an older community, and predominantly owner-occupied. With 202 residents, a median household income of $53,500, and a median home value of $384,100, it offers a clear picture of life in this part of New York.