| ZIP Code | 12037 |
|---|---|
| City | Chatham |
| State | New York (NY) |
| County | Columbia County |
| Area Code | 518/838 |
| Elevation | 647 ft |
| Latitude | 42.338765 |
|---|---|
| Longitude | -73.565764 |
| Timezone | New York (DST) |
| FIPS | 36021 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 47.0 yrs ↓ 2% since 2019 |
|---|---|
| Avg Household Size | 2.33 |
| Below Poverty | 13.6% ▲ 36% above avg |
| College Grads | 60.2% ▲ 55% above avg |
| Unemployment | 3.5% ▼ 29% below avg |
| No HS Diploma | 26 (0.9%) |
| HS Graduate | 495 (17.9%) |
| Some College | 291 (10.5%) |
| Associates | 291 (10.5%) |
| Bachelors | 337 (12.2%) |
| Graduate Degree | 1,330 (48%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $93,990 ▲ 23% above avg ↑ 61% since 2019 |
|---|---|
| Median Home Value | $345,400 ▲ 24% above avg ↑ 55% since 2019 |
| Home/Income Ratio | 3.7x (nat avg ~3.5x) |
| Median Rent | $1,006/mo ↓ 3% since 2019 |
| Total Units | 2,035 |
| Vacant Units | 308 |
| Avg HH Size | 2.33 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 2,035 |
|---|---|
| Vacant | 308 |
| Owner Occupied | 70.9% |
| Renter Occupied | 29.1% |
| Avg HH Size | 2.33 |
ZIP code 12037 is located in Chatham, New York, within Columbia County. With a population of 4,045, this is a lightly populated ZIP code with a mature community — the median age is 47 years. Economically, 12037 is a middle-income ZIP code: the median household income of $93,990 is above the national average.
Real estate in ZIP code 12037 represents a mid-range housing market. The median home value of $345,400 is above the national average. Renters can expect to pay around $1,006 per month in median rent. Homeownership is strong here — 70.9% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 55% since 2019.
The population of 12037 is primarily White (82.92%). Residents are highly educated — 60.2% hold a bachelor's degree or higher, which is significantly above the national average. Poverty affects some residents at 13.6%. Household income has grown by 61% since 2019.
The unemployment rate in 12037 stands at 3.5%, which is below the national average. About 18% of workers are remote. As in most parts of the country, driving alone is the dominant commute mode at 69%.
Overall, ZIP code 12037 in Chatham, NY is characterized as middle-income, highly educated, a mature community, and predominantly owner-occupied. With 4,045 residents, a median household income of $93,990, and a median home value of $345,400, it offers a clear picture of life in this part of New York.