| ZIP Code | 12086 |
|---|---|
| City | Hagaman |
| State | New York (NY) |
| County | Montgomery County |
| Area Code | 518/838 |
| Elevation | 779 ft |
| Latitude | 42.996145 |
|---|---|
| Longitude | -74.1086 |
| Timezone | New York (DST) |
| FIPS | 36057 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 46.4 yrs ↓ 18% since 2019 |
|---|---|
| Avg Household Size | 2.31 |
| Below Poverty | 4.0% ▼ 61% below avg |
| College Grads | 48.0% ▲ 24% above avg |
| Unemployment | 0.0% ▼ 100% below avg |
| No HS Diploma | 16 (1.3%) |
| HS Graduate | 421 (35.2%) |
| Some College | 51 (4.3%) |
| Associates | 133 (11.1%) |
| Bachelors | 271 (22.7%) |
| Graduate Degree | 303 (25.4%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $81,556 ≈ Avg ↑ 30% since 2019 |
|---|---|
| Median Home Value | $208,200 ▼ 25% below avg ↑ 41% since 2019 |
| Home/Income Ratio | 2.6x (nat avg ~3.5x) |
| Median Rent | $890/mo ↓ 2% since 2019 |
| Total Units | 864 |
| Vacant Units | 165 |
| Avg HH Size | 2.31 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 864 |
|---|---|
| Vacant | 165 |
| Owner Occupied | 84.6% |
| Renter Occupied | 15.5% |
| Avg HH Size | 2.31 |
ZIP code 12086 is located in Hagaman, New York, within Montgomery County. With a population of 1,644, this is a sparsely populated ZIP code with a mature community — the median age is 46.4 years. Economically, 12086 is a middle-income ZIP code: the median household income of $81,556 is near the national average.
Real estate in ZIP code 12086 represents an affordable housing market. The median home value of $208,200 is below the national average. Renters can expect to pay around $890 per month in median rent. Homeownership is strong here — 84.6% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 41% since 2019.
The population of 12086 is primarily White (80.96%). Residents are well-educated — 48.0% hold a bachelor's degree or higher, which is above the national average. Poverty affects a relatively small share of residents at 4.0%. Household income has grown by 30% since 2019.
As in most parts of the country, driving alone is the dominant commute mode at 87%.
Overall, ZIP code 12086 in Hagaman, NY is characterized as middle-income, well-educated, a mature community, and predominantly owner-occupied. With 1,644 residents, a median household income of $81,556, and a median home value of $208,200, it offers a clear picture of life in this part of New York.