| ZIP Code | 12074 |
|---|---|
| City | Galway |
| State | New York (NY) |
| County | Saratoga County |
| Area Code | 518/838 |
| Elevation | 844 ft |
| Latitude | 43.050577 |
|---|---|
| Longitude | -74.052937 |
| Timezone | New York (DST) |
| FIPS | 36091 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 47.9 yrs ↑ 6% since 2019 |
|---|---|
| Avg Household Size | 2.39 |
| Below Poverty | 13.2% ▲ 32% above avg |
| College Grads | 38.6% ≈ Avg |
| Unemployment | 2.5% ▼ 49% below avg |
| No HS Diploma | 10 (0.5%) |
| HS Graduate | 579 (28.9%) |
| Some College | 340 (17%) |
| Associates | 300 (15%) |
| Bachelors | 136 (6.8%) |
| Graduate Degree | 638 (31.9%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $91,901 ▲ 20% above avg ↑ 13% since 2019 |
|---|---|
| Median Home Value | $287,600 ≈ Avg ↑ 28% since 2019 |
| Home/Income Ratio | 3.1x (nat avg ~3.5x) |
| Median Rent | $1,600/mo ↑ 53% since 2019 |
| Total Units | 1,577 |
| Vacant Units | 390 |
| Avg HH Size | 2.39 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 1,577 |
|---|---|
| Vacant | 390 |
| Owner Occupied | 91.1% |
| Renter Occupied | 8.9% |
| Avg HH Size | 2.39 |
ZIP code 12074 is located in Galway, New York, within Saratoga County. With a population of 2,833, this is a sparsely populated ZIP code with a mature community — the median age is 47.9 years. Economically, 12074 is a middle-income ZIP code: the median household income of $91,901 is above the national average.
Real estate in ZIP code 12074 represents a mid-range housing market. The median home value of $287,600 is near the national average. Renters can expect to pay around $1,600 per month in median rent. Homeownership is strong here — 91.1% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 28% since 2019.
The population of 12074 is primarily White (94.11%). Residents are moderately educated — 38.6% hold a bachelor's degree or higher, which is near the national average. Poverty affects some residents at 13.2%. Household income has grown by 13% since 2019.
The unemployment rate in 12074 stands at 2.5%, which is below the national average. As in most parts of the country, driving alone is the dominant commute mode at 86%.
Overall, ZIP code 12074 in Galway, NY is characterized as middle-income, moderately educated, a mature community, and predominantly owner-occupied. With 2,833 residents, a median household income of $91,901, and a median home value of $287,600, it offers a clear picture of life in this part of New York.