| ZIP Code | 12010 |
|---|---|
| City | Amsterdam |
| State | New York (NY) |
| County | Montgomery County |
| Area Code | 518/838 |
| Elevation | 568 ft |
| Latitude | 42.937632 |
|---|---|
| Longitude | -74.173325 |
| Timezone | New York (DST) |
| FIPS | 36057 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 42.0 yrs ↑ 3% since 2019 |
|---|---|
| Avg Household Size | 2.36 |
| Below Poverty | 16.1% ▲ 61% above avg |
| College Grads | 38.8% ≈ Avg |
| Unemployment | 6.1% ▲ 25% above avg |
| No HS Diploma | 403 (2.2%) |
| HS Graduate | 5,954 (33.1%) |
| Some College | 2,344 (13%) |
| Associates | 2,314 (12.9%) |
| Bachelors | 2,701 (15%) |
| Graduate Degree | 4,283 (23.8%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $60,013 ▼ 21% below avg ↑ 22% since 2019 |
|---|---|
| Median Home Value | $161,500 ▼ 42% below avg ↑ 32% since 2019 |
| Home/Income Ratio | 2.7x (nat avg ~3.5x) |
| Median Rent | $952/mo ↑ 16% since 2019 |
| Total Units | 13,436 |
| Vacant Units | 2,159 |
| Avg HH Size | 2.36 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 13,436 |
|---|---|
| Vacant | 2,159 |
| Owner Occupied | 63.8% |
| Renter Occupied | 36.2% |
| Avg HH Size | 2.36 |
ZIP code 12010 is located in Amsterdam, New York, within Montgomery County. With a population of 27,339, this is a moderately populated ZIP code with a middle-aged community — the median age is 42 years. Economically, 12010 is a solidly middle-class ZIP code: the median household income of $60,013 is below the national average.
Real estate in ZIP code 12010 represents an affordable housing market. The median home value of $161,500 is below the national average. Renters can expect to pay around $952 per month in median rent. Homeownership is strong here — 63.8% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 32% since 2019.
The population of 12010 is majority White (68.33%). Residents are moderately educated — 38.8% hold a bachelor's degree or higher, which is near the national average. Poverty affects some residents at 16.1%. Household income has grown by 22% since 2019.
The unemployment rate in 12010 stands at 6.1%, which is above the national average. As in most parts of the country, driving alone is the dominant commute mode at 74%.
Overall, ZIP code 12010 in Amsterdam, NY is characterized as solidly middle-class, moderately educated, a middle-aged community, and predominantly owner-occupied. With 27,339 residents, a median household income of $60,013, and a median home value of $161,500, it offers a clear picture of life in this part of New York.