City

Amsterdam, NY

1 ZIP code  ·  Montgomery County  ·  New York

👥27,339Population
💰$60,013Median HH Income▼ 21% below avg
🎂42.0Median Age
🏠$161,500Median Home Value▼ 42% below avg
🎓38.8%College Grads≈ Avg
📊6.1%Unemployment▲ 25% above avg
People & Population (ACS 2023 — weighted avg)
♂ Male 50.4% Female 49.6% ♀

Race & Ethnicity

White: 68.3%Hispanic: 23%Black: 4%Asian: 1.5%Other: 3.1%Race
White68.3%
Hispanic23.0%
Black4.0%
Asian1.5%
Other3.1%

Age Breakdown

Under 5
5%
5–17
17%
18–24
6%
25–44
25%
45–64
26%
65+
9%

Key Indicators

Median Age42.0 yrs
Avg HH Size2.36
Below Poverty16.1% ▲ 61% above avg
College Grads38.8% ≈ Avg
Unemployment6.1% ▲ 25% above avg
No HS Diploma403 (2.2%)
HS Graduate5,954 (33.1%)
Some College2,344 (13%)
Associates2,314 (12.9%)
Bachelors2,701 (15%)
Graduate Degree4,283 (23.8%)

Education

No HS: 2.2%HS Grad: 33.1%Some College: 13%Associates: 12.9%Bachelors: 15%Graduate: 23.8%Edu
No HS2.2%
HS Grad33.1%
Some College13.0%
Associates12.9%
Bachelors15.0%
Graduate23.8%
Housing & Income

Housing Tenure

Owner: 63.8%Renter: 36.2%Tenure
Owner63.8%
Renter36.2%

Home Value Distribution

Under $50k
7%
$50k–$100k
20%
$100k–$150k
20%
$150k–$200k
15%
$200k–$300k
20%
$300k–$500k
15%
Over $500k
4%

Financials

Median HH Income$60,013 ▼ 21% below avg
Median Home Value$161,500 ▼ 42% below avg
Home/Income Ratio2.7x (nat avg ~3.5x)
Median Rent$952/mo
Total Housing Units13,436
Vacant Units2,159

Income Distribution

Under $25k
22%
$25k–$50k
17%
$50k–$75k
17%
$75k–$100k
13%
$100k–$150k
16%
$150k–$200k
8%
Over $200k
6%
Employment & Commute

How People Get to Work

Drove Alone
86%
Public Transit
0%
Walked
2%
Work From Home
11%

Commute Time

Under 15 min
44%
15–30 min
25%
30–45 min
16%
Over 45 min
15%
Housing Stock

Year Built

Before 1940
5%
1940s–1950s
13%
1960s–1970s
11%
1980s–1990s
8%
2000+
63%
About Amsterdam, NY

Amsterdam is a city in New York, located in Montgomery County. The city spans 1 ZIP code and is home to approximately 27,339 residents. It is a middle-aged city, with a median age of 42 years.

Economically, Amsterdam is a solidly middle-class community. The median household income of $60,013 is below the national average. Approximately 16.1% of residents live below the poverty line. The unemployment rate is 6.1%, above the national average.

The real estate market in Amsterdam is an affordable housing market. Median home values stand at $161,500, which is below the national average. Renters typically pay around $952 per month. Homeownership is high at 63.8%, typical of suburban and family-oriented communities.

The population of Amsterdam is moderately educated. 38.8% of adults hold a bachelor's degree or higher — near the national average. The community is majority White (68.33%).

Amsterdam, NY offers residents a cost-conscious lifestyle within New York.

ZIP Codes in Amsterdam
ZIPPopulationMedian IncomeMedian HomeMedian RentUnemp.CollegeOwner Occ.
12010 27,339 $60,013 $161,500 $952 6.1% 38.8% 63.8%