| ZIP Code | 10523 |
|---|---|
| City | Elmsford |
| State | New York (NY) |
| County | Westchester County |
| Area Code | 914 |
| Elevation | 173 ft |
| Latitude | 41.059498 |
|---|---|
| Longitude | -73.819254 |
| Timezone | New York (DST) |
| FIPS | 36119 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 35.2 yrs |
|---|---|
| Avg Household Size | 2.94 |
| Below Poverty | 7.0% ▼ 30% below avg |
| College Grads | 60.3% ▲ 56% above avg |
| Unemployment | 6.9% ▲ 41% above avg |
| No HS Diploma | 124 (2%) |
| HS Graduate | 1,167 (19.2%) |
| Some College | 438 (7.2%) |
| Associates | 681 (11.2%) |
| Bachelors | 439 (7.2%) |
| Graduate Degree | 3,227 (53.1%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $115,809 ▲ 52% above avg ↑ 15% since 2019 |
|---|---|
| Median Home Value | $526,000 ▲ 89% above avg ↑ 21% since 2019 |
| Home/Income Ratio | 4.5x (nat avg ~3.5x) |
| Median Rent | $3,004/mo ↑ 36% since 2019 |
| Total Units | 3,727 |
| Vacant Units | 407 |
| Avg HH Size | 2.94 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 3,727 |
|---|---|
| Vacant | 407 |
| Owner Occupied | 54.5% |
| Renter Occupied | 45.5% |
| Avg HH Size | 2.94 |
ZIP code 10523 is located in Elmsford, New York, within Westchester County. With a population of 9,773, this is a lightly populated ZIP code with a relatively young community — the median age is 35.2 years. Economically, 10523 is a upper-middle-income ZIP code: the median household income of $115,809 is significantly above the national average.
Real estate in ZIP code 10523 represents a premium housing market. The median home value of $526,000 is significantly above the national average. Renters can expect to pay around $3,004 per month in median rent. The area has a relatively balanced mix of owners (54.5%) and renters (45.5%). Median home values have increased by 21% since 2019.
The population of 10523 is racially diverse, with Hispanic as the largest group at 39.6%. Residents are highly educated — 60.3% hold a bachelor's degree or higher, which is significantly above the national average. Poverty affects a relatively small share of residents at 7.0%. Household income has grown by 15% since 2019.
The unemployment rate in 10523 stands at 6.9%, which is above the national average. As in most parts of the country, driving alone is the dominant commute mode at 68%.
Overall, ZIP code 10523 in Elmsford, NY is characterized as upper-middle-income, highly educated, and a relatively young community. With 9,773 residents, a median household income of $115,809, and a median home value of $526,000, it offers a clear picture of life in this part of New York.