| ZIP Code | 08738 |
|---|---|
| City | Mantoloking |
| State | New Jersey (NJ) |
| County | Ocean County |
| Area Code | 732/848 |
| Elevation | 4 ft |
| Latitude | 40.024765 |
|---|---|
| Longitude | -74.059612 |
| Timezone | New York (DST) |
| FIPS | 34029 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 58.5 yrs ↓ 11% since 2019 |
|---|---|
| Avg Household Size | 2.27 |
| Below Poverty | 1.5% ▼ 85% below avg |
| College Grads | 77.5% ▲ 100% above avg |
| Unemployment | 5.9% ▲ 20% above avg |
| HS Graduate | 122 (11.6%) |
| Some College | 43 (4.1%) |
| Associates | 71 (6.8%) |
| Bachelors | 70 (6.7%) |
| Graduate Degree | 743 (70.8%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $218,667 ▲ 187% above avg ↑ 120% since 2019 |
|---|---|
| Median Home Value | $1,418,600 ▲ 409% above avg ↑ 19% since 2019 |
| Home/Income Ratio | 6.5x (nat avg ~3.5x) |
| Total Units | 1,720 |
| Vacant Units | 1,118 |
| Avg HH Size | 2.27 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 1,720 |
|---|---|
| Vacant | 1,118 |
| Owner Occupied | 96.5% |
| Renter Occupied | 3.5% |
| Avg HH Size | 2.27 |
ZIP code 08738 is located in Mantoloking, New Jersey, within Ocean County. With a population of 1,371, this is a sparsely populated ZIP code with an older community — the median age is 58.5 years. Economically, 08738 is a affluent ZIP code: the median household income of $218,667 is more than double the national average.
Real estate in ZIP code 08738 represents among the most expensive housing markets in the country. The median home value of $1,418,600 is more than double the national average. Homeownership is strong here — 96.5% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 19% since 2019.
The population of 08738 is primarily White (92.41%). Residents are highly educated — 77.5% hold a bachelor's degree or higher, which is more than double the national average. Poverty affects a relatively small share of residents at 1.5%. Household income has grown by 120% since 2019.
The unemployment rate in 08738 stands at 5.9%, which is above the national average. A notably high share of workers — 33% — work from home, reflecting the professional makeup of the area. As in most parts of the country, driving alone is the dominant commute mode at 55%.
Overall, ZIP code 08738 in Mantoloking, NJ is characterized as affluent, highly educated, an older community, and predominantly owner-occupied. With 1,371 residents, a median household income of $218,667, and a median home value of $1,418,600, it offers a clear picture of life in this part of New Jersey.