| ZIP Code | 08226 |
|---|---|
| City | Ocean City |
| State | New Jersey (NJ) |
| County | Cape May County |
| Area Code | 609/640 |
| Latitude | 39.263784 |
|---|---|
| Longitude | -74.607753 |
| Timezone | New York (DST) |
| FIPS | 34009 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 57.3 yrs |
|---|---|
| Avg Household Size | 1.99 |
| Below Poverty | 7.9% ▼ 21% below avg |
| College Grads | 62.3% ▲ 61% above avg |
| Unemployment | 3.1% ▼ 38% below avg |
| No HS Diploma | 77 (0.9%) |
| HS Graduate | 1,817 (21.1%) |
| Some College | 463 (5.4%) |
| Associates | 884 (10.3%) |
| Bachelors | 610 (7.1%) |
| Graduate Degree | 4,743 (55.2%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $101,782 ▲ 33% above avg ↑ 26% since 2019 |
|---|---|
| Median Home Value | $719,100 ▲ 158% above avg ↑ 25% since 2019 |
| Home/Income Ratio | 7.1x (nat avg ~3.5x) |
| Median Rent | $1,670/mo ↑ 32% since 2019 |
| Total Units | 20,905 |
| Vacant Units | 15,286 |
| Avg HH Size | 1.99 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 20,905 |
|---|---|
| Vacant | 15,286 |
| Owner Occupied | 72.4% |
| Renter Occupied | 27.6% |
| Avg HH Size | 1.99 |
ZIP code 08226 is located in Ocean City, New Jersey, within Cape May County. With a population of 11,260, this is a lightly populated ZIP code with an older community — the median age is 57.3 years. Economically, 08226 is a upper-middle-income ZIP code: the median household income of $101,782 is above the national average.
Real estate in ZIP code 08226 represents a premium housing market. The median home value of $719,100 is more than double the national average. Renters can expect to pay around $1,670 per month in median rent. Homeownership is strong here — 72.4% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 25% since 2019.
The population of 08226 is primarily White (85.84%). Residents are highly educated — 62.3% hold a bachelor's degree or higher, which is significantly above the national average. Poverty affects a relatively small share of residents at 7.9%. Household income has grown by 26% since 2019.
The unemployment rate in 08226 stands at 3.1%, which is below the national average. About 16% of workers are remote. As in most parts of the country, driving alone is the dominant commute mode at 61%.
Overall, ZIP code 08226 in Ocean City, NJ is characterized as upper-middle-income, highly educated, an older community, and predominantly owner-occupied. With 11,260 residents, a median household income of $101,782, and a median home value of $719,100, it offers a clear picture of life in this part of New Jersey.