| ZIP Code | 06786 |
|---|---|
| City | Terryville |
| State | Connecticut (CT) |
| County | Naugatuck Valley County |
| Area Code | 860/959 |
| Elevation | 811 ft |
| Latitude | 41.672727 |
|---|---|
| Longitude | -73.018042 |
| Timezone | New York (DST) |
| FIPS | 09140 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 43.3 yrs ↓ 2% since 2019 |
|---|---|
| Avg Household Size | 2.50 |
| Below Poverty | 7.3% ▼ 27% below avg |
| College Grads | 38.7% ≈ Avg |
| Unemployment | 4.2% ▼ 14% below avg |
| No HS Diploma | 46 (0.7%) |
| HS Graduate | 2,198 (33.6%) |
| Some College | 734 (11.2%) |
| Associates | 1,035 (15.8%) |
| Bachelors | 664 (10.1%) |
| Graduate Degree | 1,874 (28.6%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $99,855 ▲ 31% above avg ↑ 26% since 2019 |
|---|---|
| Median Home Value | $237,200 ▼ 15% below avg ↑ 23% since 2019 |
| Home/Income Ratio | 2.4x (nat avg ~3.5x) |
| Median Rent | $1,141/mo ↑ 12% since 2019 |
| Total Units | 4,314 |
| Vacant Units | 471 |
| Avg HH Size | 2.50 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 4,314 |
|---|---|
| Vacant | 471 |
| Owner Occupied | 76.8% |
| Renter Occupied | 23.2% |
| Avg HH Size | 2.50 |
ZIP code 06786 is located in Terryville, Connecticut, within Naugatuck Valley County. With a population of 9,617, this is a lightly populated ZIP code with a middle-aged community — the median age is 43.3 years. Economically, 06786 is a middle-income ZIP code: the median household income of $99,855 is above the national average.
Real estate in ZIP code 06786 represents an affordable housing market. The median home value of $237,200 is near the national average. Renters can expect to pay around $1,141 per month in median rent. Homeownership is strong here — 76.8% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 23% since 2019.
The population of 06786 is primarily White (85.78%). Residents are moderately educated — 38.7% hold a bachelor's degree or higher, which is near the national average. Poverty affects a relatively small share of residents at 7.3%. Household income has grown by 26% since 2019.
The unemployment rate in 06786 stands at 4.2%, which is near the national average. About 14% of workers are remote. As in most parts of the country, driving alone is the dominant commute mode at 76%.
Overall, ZIP code 06786 in Terryville, CT is characterized as middle-income, moderately educated, a middle-aged community, and predominantly owner-occupied. With 9,617 residents, a median household income of $99,855, and a median home value of $237,200, it offers a clear picture of life in this part of Connecticut.