| ZIP Code | 02645 |
|---|---|
| City | Harwich |
| State | Massachusetts (MA) |
| County | Barnstable County |
| Area Code | 508/774 |
| Elevation | 64 ft |
| Latitude | 41.701286 |
|---|---|
| Longitude | -70.061663 |
| Timezone | New York (DST) |
| FIPS | 25001 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 56.9 yrs ↑ 3% since 2019 |
|---|---|
| Avg Household Size | 2.25 |
| Below Poverty | 3.5% ▼ 65% below avg |
| College Grads | 50.4% ▲ 30% above avg |
| Unemployment | 4.8% ≈ Avg |
| No HS Diploma | 4 (0%) |
| HS Graduate | 2,039 (24.1%) |
| Some College | 763 (9%) |
| Associates | 1,384 (16.4%) |
| Bachelors | 730 (8.6%) |
| Graduate Degree | 3,528 (41.8%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $89,898 ▲ 18% above avg ↑ 14% since 2019 |
|---|---|
| Median Home Value | $581,200 ▲ 108% above avg ↑ 52% since 2019 |
| Home/Income Ratio | 6.5x (nat avg ~3.5x) |
| Median Rent | $1,809/mo ↑ 32% since 2019 |
| Total Units | 6,745 |
| Vacant Units | 1,914 |
| Avg HH Size | 2.25 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 6,745 |
|---|---|
| Vacant | 1,914 |
| Owner Occupied | 83.2% |
| Renter Occupied | 16.8% |
| Avg HH Size | 2.25 |
ZIP code 02645 is located in Harwich, Massachusetts, within Barnstable County. With a population of 11,060, this is a lightly populated ZIP code with an older community — the median age is 56.9 years. Economically, 02645 is a middle-income ZIP code: the median household income of $89,898 is above the national average.
Real estate in ZIP code 02645 represents a premium housing market. The median home value of $581,200 is more than double the national average. Renters can expect to pay around $1,809 per month in median rent. Homeownership is strong here — 83.2% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 52% since 2019.
The population of 02645 is primarily White (94.48%). Residents are well-educated — 50.4% hold a bachelor's degree or higher, which is above the national average. Poverty affects a relatively small share of residents at 3.5%. Household income has grown by 14% since 2019.
The unemployment rate in 02645 stands at 4.8%, which is near the national average. About 15% of workers are remote. As in most parts of the country, driving alone is the dominant commute mode at 79%.
Overall, ZIP code 02645 in Harwich, MA is characterized as middle-income, well-educated, an older community, and predominantly owner-occupied. With 11,060 residents, a median household income of $89,898, and a median home value of $581,200, it offers a clear picture of life in this part of Massachusetts.