| ZIP Code | 02478 |
|---|---|
| City | Belmont |
| State | Massachusetts (MA) |
| County | Middlesex County |
| Area Code | 617/857 |
| Elevation | 218 ft |
| Latitude | 42.395317 |
|---|---|
| Longitude | -71.180284 |
| Timezone | New York (DST) |
| FIPS | 25017 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 42.4 yrs ↑ 3% since 2019 |
|---|---|
| Avg Household Size | 2.59 |
| Below Poverty | 3.4% ▼ 66% below avg |
| College Grads | 82.6% ▲ 113% above avg |
| Unemployment | 4.5% ▼ 8% below avg |
| No HS Diploma | 115 (0.7%) |
| HS Graduate | 1,516 (9.6%) |
| Some College | 290 (1.8%) |
| Associates | 827 (5.2%) |
| Bachelors | 787 (5%) |
| Graduate Degree | 12,290 (77.7%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $177,790 ▲ 133% above avg ↑ 37% since 2019 |
|---|---|
| Median Home Value | $1,108,800 ▲ 298% above avg ↑ 29% since 2019 |
| Home/Income Ratio | 6.2x (nat avg ~3.5x) |
| Median Rent | $2,382/mo ↑ 19% since 2019 |
| Total Units | 10,811 |
| Vacant Units | 475 |
| Avg HH Size | 2.59 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 10,811 |
|---|---|
| Vacant | 475 |
| Owner Occupied | 64.4% |
| Renter Occupied | 35.6% |
| Avg HH Size | 2.59 |
ZIP code 02478 is located in Belmont, Massachusetts, within Middlesex County. With a population of 26,966, this is a moderately populated ZIP code with a middle-aged community — the median age is 42.4 years. Economically, 02478 is a affluent ZIP code: the median household income of $177,790 is more than double the national average.
Real estate in ZIP code 02478 represents among the most expensive housing markets in the country. The median home value of $1,108,800 is more than double the national average. Renters can expect to pay around $2,382 per month in median rent. Homeownership is strong here — 64.4% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 29% since 2019.
The population of 02478 is majority White (68.37%). Residents are highly educated — 82.6% hold a bachelor's degree or higher, which is more than double the national average. Poverty affects a relatively small share of residents at 3.4%. Household income has grown by 37% since 2019.
The unemployment rate in 02478 stands at 4.5%, which is near the national average. A notably high share of workers — 28% — work from home, reflecting the professional makeup of the area. As in most parts of the country, driving alone is the dominant commute mode at 49%.
Overall, ZIP code 02478 in Belmont, MA is characterized as affluent, highly educated, a middle-aged community, and predominantly owner-occupied. With 26,966 residents, a median household income of $177,790, and a median home value of $1,108,800, it offers a clear picture of life in this part of Massachusetts.