| ZIP Code | 01440 |
|---|---|
| City | Gardner |
| State | Massachusetts (MA) |
| County | Worcester County |
| Area Code | 978 |
| Elevation | 1,130 ft |
| Latitude | 42.588337 |
|---|---|
| Longitude | -71.986069 |
| Timezone | New York (DST) |
| FIPS | 25027 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 43.7 yrs ↑ 7% since 2019 |
|---|---|
| Avg Household Size | 2.23 |
| Below Poverty | 13.4% ▲ 34% above avg |
| College Grads | 36.0% ≈ Avg |
| Unemployment | 5.6% ▲ 14% above avg |
| No HS Diploma | 226 (1.5%) |
| HS Graduate | 4,763 (32.3%) |
| Some College | 2,627 (17.8%) |
| Associates | 1,809 (12.3%) |
| Bachelors | 1,691 (11.5%) |
| Graduate Degree | 3,615 (24.5%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $63,526 ▼ 17% below avg ↑ 28% since 2019 |
|---|---|
| Median Home Value | $270,500 ≈ Avg ↑ 46% since 2019 |
| Home/Income Ratio | 4.3x (nat avg ~3.5x) |
| Median Rent | $1,071/mo ↑ 28% since 2019 |
| Total Units | 9,600 |
| Vacant Units | 579 |
| Avg HH Size | 2.23 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 9,600 |
|---|---|
| Vacant | 579 |
| Owner Occupied | 57.2% |
| Renter Occupied | 42.8% |
| Avg HH Size | 2.23 |
ZIP code 01440 is located in Gardner, Massachusetts, within Worcester County. With a population of 21,298, this is a moderately populated ZIP code with a middle-aged community — the median age is 43.7 years. Economically, 01440 is a solidly middle-class ZIP code: the median household income of $63,526 is below the national average.
Real estate in ZIP code 01440 represents a mid-range housing market. The median home value of $270,500 is near the national average. Renters can expect to pay around $1,071 per month in median rent. The area has a relatively balanced mix of owners (57.2%) and renters (42.8%). Median home values have increased by 46% since 2019.
The population of 01440 is primarily White (79.99%). Residents are moderately educated — 36.0% hold a bachelor's degree or higher, which is near the national average. Poverty affects some residents at 13.4%. Household income has grown by 28% since 2019.
The unemployment rate in 01440 stands at 5.6%, which is near the national average. About 12% of workers are remote. As in most parts of the country, driving alone is the dominant commute mode at 70%.
Overall, ZIP code 01440 in Gardner, MA is characterized as solidly middle-class, moderately educated, and a middle-aged community. With 21,298 residents, a median household income of $63,526, and a median home value of $270,500, it offers a clear picture of life in this part of Massachusetts.