City

Bay City, TX

2 ZIP codes  ·  Matagorda County  ·  Texas

👥23,879Population
💰$57,545Median HH Income▼ 25% below avg
🎂36.0Median Age
🏠$166,100Median Home Value▼ 40% below avg
🎓34.2%College Grads▼ 12% below avg
📊9.5%Unemployment▲ 94% above avg
People & Population (ACS 2023 — weighted avg)
♂ Male 47.9% Female 52.1% ♀

Race & Ethnicity

White: 38.6%Hispanic: 43.5%Black: 13.2%Asian: 1.6%Other: 2%Race
White38.6%
Hispanic43.5%
Black13.2%
Asian1.6%
Other2.0%

Age Breakdown

Under 5
8%
5–17
18%
18–24
9%
25–44
26%
45–64
22%
65+
9%

Key Indicators

Median Age36.0 yrs
Avg HH Size2.37
Below Poverty23.4% ▲ 134% above avg
College Grads34.2% ▼ 12% below avg
Unemployment9.5% ▲ 94% above avg
No HS Diploma475 (3.5%)
HS Graduate4,063 (29.9%)
Some College2,360 (17.4%)
Associates2,039 (15%)
Bachelors1,129 (8.3%)
Graduate Degree3,518 (25.9%)

Education

No HS: 3.5%HS Grad: 29.9%Some College: 17.4%Associates: 15%Bachelors: 8.3%Graduate: 25.9%Edu
No HS3.5%
HS Grad29.9%
Some College17.4%
Associates15.0%
Bachelors8.3%
Graduate25.9%
Housing & Income

Housing Tenure

Owner: 61.6%Renter: 38.4%Tenure
Owner61.6%
Renter38.4%

Home Value Distribution

Under $50k
8%
$50k–$100k
18%
$100k–$150k
17%
$150k–$200k
20%
$200k–$300k
21%
$300k–$500k
12%
Over $500k
4%

Financials

Median HH Income$57,545 ▼ 25% below avg
Median Home Value$166,100 ▼ 40% below avg
Home/Income Ratio2.9x (nat avg ~3.5x)
Median Rent$991/mo
Total Housing Units12,254
Vacant Units2,346

Income Distribution

Under $25k
26%
$25k–$50k
14%
$50k–$75k
19%
$75k–$100k
16%
$100k–$150k
13%
$150k–$200k
5%
Over $200k
6%
Employment & Commute

How People Get to Work

Drove Alone
94%
Walked
1%
Work From Home
5%

Commute Time

Under 15 min
43%
15–30 min
28%
30–45 min
14%
Over 45 min
15%
Housing Stock

Year Built

Before 1940
1%
1940s–1950s
11%
1960s–1970s
22%
1980s–1990s
8%
2000+
58%
About Bay City, TX

Bay City is a city in Texas, located in Matagorda County. The city spans 2 ZIP codes and is home to approximately 23,879 residents. It is a relatively young city, with a median age of 36 years.

Economically, Bay City is a solidly middle-class community. The median household income of $57,545 is below the national average. Approximately 23.4% of residents live below the poverty line. The unemployment rate is 9.5%, significantly above the national average.

The real estate market in Bay City is an affordable housing market. Median home values stand at $166,100, which is below the national average. Renters typically pay around $991 per month. Homeownership is high at 61.6%, typical of suburban and family-oriented communities.

The population of Bay City is moderately educated. 34.2% of adults hold a bachelor's degree or higher — near the national average. The community is racially diverse, with Hispanic as the largest group at 43.5%.

Bay City, TX offers residents a cost-conscious lifestyle within Texas. Spread across 2 ZIP codes, the city's neighborhoods vary in character, density, and demographics — explore each ZIP code below for a detailed breakdown.

ZIP Codes in Bay City
ZIPPopulationMedian IncomeMedian HomeMedian RentUnemp.CollegeOwner Occ.
77414 23,879 $57,545 $166,100 $991 9.5% 34.2% 61.6%