City

Spencerville, OH

1 ZIP code  ·  Allen County  ·  Ohio

👥4,335Population
💰$62,838Median HH Income▼ 18% below avg
🎂39.7Median Age
🏠$185,400Median Home Value▼ 33% below avg
🎓20.0%College Grads▼ 48% below avg
📊4.7%Unemployment≈ Avg
People & Population (ACS 2023 — weighted avg)
♂ Male 54.9% Female 45.1% ♀

Race & Ethnicity

White: 96.3%Hispanic: 0.4%Black: 1.1%Other: 0.9%Race
White96.3%
Hispanic0.4%
Black1.1%
Other0.9%

Age Breakdown

Under 5
6%
5–17
22%
18–24
6%
25–44
22%
45–64
26%
65+
12%

Key Indicators

Median Age39.7 yrs
Avg HH Size2.50
Below Poverty10.8% ▲ 8% above avg
College Grads20.0% ▼ 48% below avg
Unemployment4.7% ≈ Avg
No HS Diploma113 (4.1%)
HS Graduate1,364 (49.8%)
Some College351 (12.8%)
Associates364 (13.3%)
Bachelors213 (7.8%)
Graduate Degree334 (12.2%)

Education

No HS: 4.1%HS Grad: 49.8%Some College: 12.8%Associates: 13.3%Bachelors: 7.8%Graduate: 12.2%Edu
No HS4.1%
HS Grad49.8%
Some College12.8%
Associates13.3%
Bachelors7.8%
Graduate12.2%
Housing & Income

Housing Tenure

Owner: 76.3%Renter: 23.7%Tenure
Owner76.3%
Renter23.7%

Home Value Distribution

Under $50k
3%
$50k–$100k
17%
$100k–$150k
16%
$150k–$200k
23%
$200k–$300k
21%
$300k–$500k
8%
Over $500k
11%

Financials

Median HH Income$62,838 ▼ 18% below avg
Median Home Value$185,400 ▼ 33% below avg
Home/Income Ratio3.0x (nat avg ~3.5x)
Median Rent$808/mo
Total Housing Units1,863
Vacant Units147

Income Distribution

Under $25k
11%
$25k–$50k
21%
$50k–$75k
27%
$75k–$100k
13%
$100k–$150k
20%
$150k–$200k
6%
Over $200k
2%
Employment & Commute

How People Get to Work

Drove Alone
96%
Public Transit
1%
Work From Home
3%

Commute Time

Under 15 min
18%
15–30 min
51%
30–45 min
22%
Over 45 min
9%
Housing Stock

Year Built

Before 1940
0%
1940s–1950s
14%
1960s–1970s
19%
1980s–1990s
6%
2000+
61%
About Spencerville, OH

Spencerville is a city in Ohio, located in Allen County. The city spans 1 ZIP code and is home to approximately 4,335 residents. It is a middle-aged city, with a median age of 39.7 years.

Economically, Spencerville is a solidly middle-class community. The median household income of $62,838 is below the national average. Approximately 10.8% of residents live below the poverty line. The unemployment rate is 4.7%, near the national average.

The real estate market in Spencerville is an affordable housing market. Median home values stand at $185,400, which is below the national average. Renters typically pay around $808 per month. Homeownership is high at 76.3%, typical of suburban and family-oriented communities.

The population of Spencerville is less-educated. 20.0% of adults hold a bachelor's degree or higher — below the national average. The community is primarily White (96.26%).

Spencerville, OH offers residents a cost-conscious lifestyle within Ohio.

ZIP Codes in Spencerville
ZIPPopulationMedian IncomeMedian HomeMedian RentUnemp.CollegeOwner Occ.
45887 4,335 $62,838 $185,400 $808 4.7% 20.0% 76.3%