Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 44.5 yrs |
|---|---|
| Avg HH Size | 2.32 |
| Below Poverty | 5.5% ▼ 45% below avg |
| College Grads | 45.3% ▲ 17% above avg |
| Unemployment | 3.9% ▼ 21% below avg |
| No HS Diploma | 207 (2.5%) |
| HS Graduate | 2,426 (28.8%) |
| Some College | 1,143 (13.6%) |
| Associates | 827 (9.8%) |
| Bachelors | 1,102 (13.1%) |
| Graduate Degree | 2,706 (32.2%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $87,212 ▲ 14% above avg |
|---|---|
| Median Home Value | $278,100 ≈ Avg |
| Home/Income Ratio | 3.2x (nat avg ~3.5x) |
| Median Rent | $1,097/mo |
| Total Housing Units | 5,197 |
| Vacant Units | 281 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Waterford is a city in New York, located in Saratoga County. The city spans 1 ZIP code and is home to approximately 11,414 residents. It is a middle-aged city, with a median age of 44.5 years.
Economically, Waterford is a middle-income community. The median household income of $87,212 is near the national average. Approximately 5.5% of residents live below the poverty line. The unemployment rate is 3.9%, below the national average.
The real estate market in Waterford is a mid-range housing market. Median home values stand at $278,100, which is near the national average. Renters typically pay around $1,097 per month. Homeownership is high at 72.4%, typical of suburban and family-oriented communities.
The population of Waterford is well-educated. 45.3% of adults hold a bachelor's degree or higher — above the national average. The community is primarily White (87.63%).
Waterford, NY offers residents above-average earning potential within New York.
| ZIP | Population | Median Income | Median Home | Median Rent | Unemp. | College | Owner Occ. |
|---|---|---|---|---|---|---|---|
| 12188 | 11,414 | $87,212 | $278,100 | $1,097 | 3.9% | 45.3% | 72.4% |