City

Silver Creek, NY

1 ZIP code  ·  Chautauqua County  ·  New York

👥5,274Population
💰$68,875Median HH Income▼ 10% below avg
🎂42.0Median Age
🏠$143,700Median Home Value▼ 48% below avg
🎓41.9%College Grads▲ 8% above avg
📊4.5%Unemployment▼ 8% below avg
People & Population (ACS 2023 — weighted avg)
♂ Male 48.1% Female 51.9% ♀

Race & Ethnicity

White: 88.8%Hispanic: 5.2%Black: 1.1%Other: 3.9%Race
White88.8%
Hispanic5.2%
Black1.1%
Other3.9%

Age Breakdown

Under 5
6%
5–17
15%
18–24
8%
25–44
25%
45–64
23%
65+
10%

Key Indicators

Median Age42.0 yrs
Avg HH Size2.30
Below Poverty11.6% ▲ 16% above avg
College Grads41.9% ▲ 8% above avg
Unemployment4.5% ▼ 8% below avg
No HS Diploma79 (2.2%)
HS Graduate819 (22.6%)
Some College565 (15.6%)
Associates647 (17.8%)
Bachelors522 (14.4%)
Graduate Degree998 (27.5%)

Education

No HS: 2.2%HS Grad: 22.6%Some College: 15.6%Associates: 17.8%Bachelors: 14.4%Graduate: 27.5%Edu
No HS2.2%
HS Grad22.6%
Some College15.6%
Associates17.8%
Bachelors14.4%
Graduate27.5%
Housing & Income

Housing Tenure

Owner: 81%Renter: 19%Tenure
Owner81.0%
Renter19.0%

Home Value Distribution

Under $50k
10%
$50k–$100k
14%
$100k–$150k
29%
$150k–$200k
26%
$200k–$300k
16%
$300k–$500k
4%
Over $500k
1%

Financials

Median HH Income$68,875 ▼ 10% below avg
Median Home Value$143,700 ▼ 48% below avg
Home/Income Ratio2.1x (nat avg ~3.5x)
Median Rent$928/mo
Total Housing Units2,699
Vacant Units442

Income Distribution

Under $25k
16%
$25k–$50k
23%
$50k–$75k
19%
$75k–$100k
11%
$100k–$150k
18%
$150k–$200k
10%
Over $200k
4%
Employment & Commute

How People Get to Work

Drove Alone
86%
Walked
1%
Work From Home
13%

Commute Time

Under 15 min
31%
15–30 min
29%
30–45 min
19%
Over 45 min
21%
Housing Stock

Year Built

Before 1940
2%
1940s–1950s
17%
1960s–1970s
6%
1980s–1990s
8%
2000+
68%
About Silver Creek, NY

Silver Creek is a city in New York, located in Chautauqua County. The city spans 1 ZIP code and is home to approximately 5,274 residents. It is a middle-aged city, with a median age of 42 years.

Economically, Silver Creek is a solidly middle-class community. The median household income of $68,875 is near the national average. Approximately 11.6% of residents live below the poverty line. The unemployment rate is 4.5%, near the national average.

The real estate market in Silver Creek is one of the more affordable housing markets in the country. Median home values stand at $143,700, which is below the national average. Renters typically pay around $928 per month. Homeownership is high at 81.0%, typical of suburban and family-oriented communities.

The population of Silver Creek is well-educated. 41.9% of adults hold a bachelor's degree or higher — near the national average. The community is primarily White (88.79%).

Silver Creek, NY offers residents a cost-conscious lifestyle within New York.

ZIP Codes in Silver Creek
ZIPPopulationMedian IncomeMedian HomeMedian RentUnemp.CollegeOwner Occ.
14136 5,274 $68,875 $143,700 $928 4.5% 41.9% 81.0%