City

Fort Covington, NY

1 ZIP code  ·  Franklin County  ·  New York

👥1,340Population
💰$49,265Median HH Income▼ 35% below avg
🎂39.9Median Age
🏠$103,300Median Home Value▼ 63% below avg
🎓37.0%College Grads≈ Avg
📊0.7%Unemployment▼ 86% below avg
People & Population (ACS 2023 — weighted avg)
♂ Male 48.7% Female 51.3% ♀

Race & Ethnicity

White: 91.1%Asian: 0.2%Other: 2.7%Race
White91.1%
Asian0.2%
Other2.7%

Age Breakdown

Under 5
4%
5–17
21%
18–24
7%
25–44
22%
45–64
25%
65+
6%

Key Indicators

Median Age39.9 yrs
Avg HH Size2.45
Below Poverty20.7% ▲ 107% above avg
College Grads37.0% ≈ Avg
Unemployment0.7% ▼ 86% below avg
No HS Diploma3 (0.3%)
HS Graduate297 (34.4%)
Some College133 (15.4%)
Associates111 (12.8%)
Bachelors191 (22.1%)
Graduate Degree129 (14.9%)

Education

No HS: 0.3%HS Grad: 34.4%Some College: 15.4%Associates: 12.8%Bachelors: 22.1%Graduate: 14.9%Edu
No HS0.3%
HS Grad34.4%
Some College15.4%
Associates12.8%
Bachelors22.1%
Graduate14.9%
Housing & Income

Housing Tenure

Owner: 83.3%Renter: 16.7%Tenure
Owner83.3%
Renter16.7%

Home Value Distribution

Under $50k
13%
$50k–$100k
35%
$100k–$150k
26%
$150k–$200k
6%
$200k–$300k
17%
$300k–$500k
1%
Over $500k
3%

Financials

Median HH Income$49,265 ▼ 35% below avg
Median Home Value$103,300 ▼ 63% below avg
Home/Income Ratio2.1x (nat avg ~3.5x)
Median Rent$808/mo
Total Housing Units664
Vacant Units118

Income Distribution

Under $25k
19%
$25k–$50k
30%
$50k–$75k
14%
$75k–$100k
15%
$100k–$150k
16%
$150k–$200k
5%
Over $200k
1%
Employment & Commute

How People Get to Work

Drove Alone
80%
Public Transit
3%
Walked
2%
Work From Home
15%

Commute Time

Under 15 min
25%
15–30 min
64%
30–45 min
8%
Over 45 min
2%
Housing Stock

Year Built

Before 1940
1%
1940s–1950s
8%
1960s–1970s
14%
1980s–1990s
14%
2000+
64%
About Fort Covington, NY

Fort Covington is a city in New York, located in Franklin County. The city spans 1 ZIP code and is home to approximately 1,340 residents. It is a middle-aged city, with a median age of 39.9 years.

Economically, Fort Covington is a working-class community. The median household income of $49,265 is below the national average. Approximately 20.7% of residents live below the poverty line. The unemployment rate is 0.7%, well below the national average.

The real estate market in Fort Covington is one of the more affordable housing markets in the country. Median home values stand at $103,300, which is well below the national average. Renters typically pay around $808 per month. Homeownership is high at 83.3%, typical of suburban and family-oriented communities.

The population of Fort Covington is moderately educated. 37.0% of adults hold a bachelor's degree or higher — near the national average. The community is primarily White (91.12%).

Fort Covington, NY offers residents a cost-conscious lifestyle within New York.

ZIP Codes in Fort Covington
ZIPPopulationMedian IncomeMedian HomeMedian RentUnemp.CollegeOwner Occ.
12937 1,340 $49,265 $103,300 $808 0.7% 37.0% 83.3%