City

Cold Spring, NY

1 ZIP code  ·  Putnam County  ·  New York

👥5,607Population
💰$135,922Median HH Income▲ 78% above avg
🎂46.8Median Age
🏠$625,400Median Home Value▲ 124% above avg
🎓68.9%College Grads▲ 78% above avg
📊4.2%Unemployment▼ 15% below avg
People & Population (ACS 2023 — weighted avg)
♂ Male 49.9% Female 50.1% ♀

Race & Ethnicity

White: 86.6%Hispanic: 4.8%Black: 4.7%Asian: 0.9%Other: 3%Race
White86.6%
Hispanic4.8%
Black4.7%
Asian0.9%
Other3.0%

Age Breakdown

Under 5
5%
5–17
17%
18–24
5%
25–44
21%
45–64
31%
65+
9%

Key Indicators

Median Age46.8 yrs
Avg HH Size2.44
Below Poverty6.7% ▼ 33% below avg
College Grads68.9% ▲ 78% above avg
Unemployment4.2% ▼ 15% below avg
No HS Diploma7 (0.2%)
HS Graduate581 (14.8%)
Some College263 (6.7%)
Associates367 (9.4%)
Bachelors256 (6.5%)
Graduate Degree2,446 (62.4%)

Education

No HS: 0.2%HS Grad: 14.8%Some College: 6.7%Associates: 9.4%Bachelors: 6.5%Graduate: 62.4%Edu
No HS0.2%
HS Grad14.8%
Some College6.7%
Associates9.4%
Bachelors6.5%
Graduate62.4%
Housing & Income

Housing Tenure

Owner: 72.8%Renter: 27.2%Tenure
Owner72.8%
Renter27.2%

Home Value Distribution

Under $50k
3%
$100k–$150k
1%
$150k–$200k
1%
$200k–$300k
4%
$300k–$500k
20%
Over $500k
70%

Financials

Median HH Income$135,922 ▲ 78% above avg
Median Home Value$625,400 ▲ 124% above avg
Home/Income Ratio4.6x (nat avg ~3.5x)
Median Rent$1,798/mo
Total Housing Units2,603
Vacant Units314

Income Distribution

Under $25k
8%
$25k–$50k
5%
$50k–$75k
11%
$75k–$100k
13%
$100k–$150k
16%
$150k–$200k
14%
Over $200k
33%
Employment & Commute

How People Get to Work

Drove Alone
54%
Public Transit
16%
Walked
7%
Work From Home
23%

Commute Time

Under 15 min
28%
15–30 min
16%
30–45 min
14%
Over 45 min
42%
Housing Stock

Year Built

Before 1940
2%
1940s–1950s
11%
1960s–1970s
13%
1980s–1990s
10%
2000+
64%
About Cold Spring, NY

Cold Spring is a city in New York, located in Putnam County. The city spans 1 ZIP code and is home to approximately 5,607 residents. It is a mature city, with a median age of 46.8 years.

Economically, Cold Spring is a upper-middle-income community. The median household income of $135,922 is significantly above the national average. Approximately 6.7% of residents live below the poverty line. The unemployment rate is 4.2%, near the national average.

The real estate market in Cold Spring is a premium housing market. Median home values stand at $625,400, which is more than double the national average. Renters typically pay around $1,798 per month. Homeownership is high at 72.8%, typical of suburban and family-oriented communities.

The population of Cold Spring is highly educated. 68.9% of adults hold a bachelor's degree or higher — significantly above the national average. The community is primarily White (86.55%).

Cold Spring, NY offers residents above-average earning potential within New York.

ZIP Codes in Cold Spring
ZIPPopulationMedian IncomeMedian HomeMedian RentUnemp.CollegeOwner Occ.
10516 5,607 $135,922 $625,400 $1,798 4.2% 68.9% 72.8%