City

Carmel, NY

1 ZIP code  ·  Putnam County  ·  New York

👥24,238Population
💰$124,519Median HH Income▲ 63% above avg
🎂44.2Median Age
🏠$401,800Median Home Value▲ 44% above avg
🎓52.6%College Grads▲ 36% above avg
📊3.8%Unemployment▼ 23% below avg
People & Population (ACS 2023 — weighted avg)
♂ Male 48.8% Female 51.2% ♀

Race & Ethnicity

White: 72.9%Hispanic: 17.8%Black: 3.6%Asian: 1.6%Other: 3.3%Race
White72.9%
Hispanic17.8%
Black3.6%
Asian1.6%
Other3.3%

Age Breakdown

Under 5
5%
5–17
14%
18–24
7%
25–44
25%
45–64
28%
65+
9%

Key Indicators

Median Age44.2 yrs
Avg HH Size2.61
Below Poverty6.3% ▼ 37% below avg
College Grads52.6% ▲ 36% above avg
Unemployment3.8% ▼ 23% below avg
No HS Diploma150 (0.9%)
HS Graduate4,469 (26.4%)
Some College1,579 (9.3%)
Associates1,822 (10.8%)
Bachelors1,577 (9.3%)
Graduate Degree7,337 (43.3%)

Education

No HS: 0.9%HS Grad: 26.4%Some College: 9.3%Associates: 10.8%Bachelors: 9.3%Graduate: 43.3%Edu
No HS0.9%
HS Grad26.4%
Some College9.3%
Associates10.8%
Bachelors9.3%
Graduate43.3%
Housing & Income

Housing Tenure

Owner: 83.1%Renter: 17%Tenure
Owner83.1%
Renter17.0%

Home Value Distribution

Under $50k
3%
$50k–$100k
1%
$100k–$150k
2%
$150k–$200k
2%
$200k–$300k
15%
$300k–$500k
50%
Over $500k
28%

Financials

Median HH Income$124,519 ▲ 63% above avg
Median Home Value$401,800 ▲ 44% above avg
Home/Income Ratio3.2x (nat avg ~3.5x)
Median Rent$1,607/mo
Total Housing Units9,874
Vacant Units704

Income Distribution

Under $25k
11%
$25k–$50k
9%
$50k–$75k
12%
$75k–$100k
8%
$100k–$150k
21%
$150k–$200k
19%
Over $200k
21%
Employment & Commute

How People Get to Work

Drove Alone
82%
Public Transit
5%
Walked
1%
Work From Home
12%

Commute Time

Under 15 min
18%
15–30 min
19%
30–45 min
20%
Over 45 min
43%
Housing Stock

Year Built

Before 1940
5%
1940s–1950s
15%
1960s–1970s
16%
1980s–1990s
9%
2000+
55%
About Carmel, NY

Carmel is a city in New York, located in Putnam County. The city spans 1 ZIP code and is home to approximately 24,238 residents. It is a middle-aged city, with a median age of 44.2 years.

Economically, Carmel is a upper-middle-income community. The median household income of $124,519 is significantly above the national average. Approximately 6.3% of residents live below the poverty line. The unemployment rate is 3.8%, below the national average.

The real estate market in Carmel is a premium housing market. Median home values stand at $401,800, which is above the national average. Renters typically pay around $1,607 per month. Homeownership is high at 83.1%, typical of suburban and family-oriented communities.

The population of Carmel is well-educated. 52.6% of adults hold a bachelor's degree or higher — above the national average. The community is primarily White (72.94%).

Carmel, NY offers residents above-average earning potential within New York.

ZIP Codes in Carmel
ZIPPopulationMedian IncomeMedian HomeMedian RentUnemp.CollegeOwner Occ.
10512 24,238 $124,519 $401,800 $1,607 3.8% 52.6% 83.1%