City

Cato, NY

1 ZIP code  ·  Cayuga County  ·  New York

👥3,660Population
💰$80,234Median HH Income≈ Avg
🎂38.8Median Age
🏠$166,300Median Home Value▼ 40% below avg
🎓37.5%College Grads≈ Avg
📊5.0%Unemployment≈ Avg
People & Population (ACS 2023 — weighted avg)
♂ Male 51.0% Female 49.0% ♀

Race & Ethnicity

White: 93.8%Hispanic: 2.3%Asian: 0.3%Other: 3.2%Race
White93.8%
Hispanic2.3%
Asian0.3%
Other3.2%

Age Breakdown

Under 5
5%
5–17
19%
18–24
11%
25–44
20%
45–64
30%
65+
8%

Key Indicators

Median Age38.8 yrs
Avg HH Size2.77
Below Poverty10.1% ≈ Avg
College Grads37.5% ≈ Avg
Unemployment5.0% ≈ Avg
No HS Diploma17 (0.8%)
HS Graduate772 (34.6%)
Some College266 (11.9%)
Associates340 (15.2%)
Bachelors402 (18%)
Graduate Degree436 (19.5%)

Education

No HS: 0.8%HS Grad: 34.6%Some College: 11.9%Associates: 15.2%Bachelors: 18%Graduate: 19.5%Edu
No HS0.8%
HS Grad34.6%
Some College11.9%
Associates15.2%
Bachelors18.0%
Graduate19.5%
Housing & Income

Housing Tenure

Owner: 85.5%Renter: 14.5%Tenure
Owner85.5%
Renter14.5%

Home Value Distribution

Under $50k
6%
$50k–$100k
13%
$100k–$150k
24%
$150k–$200k
18%
$200k–$300k
24%
$300k–$500k
10%
Over $500k
5%

Financials

Median HH Income$80,234 ≈ Avg
Median Home Value$166,300 ▼ 40% below avg
Home/Income Ratio2.1x (nat avg ~3.5x)
Median Rent$950/mo
Total Housing Units1,475
Vacant Units155

Income Distribution

Under $25k
9%
$25k–$50k
11%
$50k–$75k
22%
$75k–$100k
18%
$100k–$150k
23%
$150k–$200k
9%
Over $200k
7%
Employment & Commute

How People Get to Work

Drove Alone
90%
Walked
2%
Work From Home
9%

Commute Time

Under 15 min
15%
15–30 min
32%
30–45 min
39%
Over 45 min
14%
Housing Stock

Year Built

Before 1940
2%
1940s–1950s
6%
1960s–1970s
11%
1980s–1990s
18%
2000+
62%
About Cato, NY

Cato is a city in New York, located in Cayuga County. The city spans 1 ZIP code and is home to approximately 3,660 residents. It is a middle-aged city, with a median age of 38.8 years.

Economically, Cato is a middle-income community. The median household income of $80,234 is near the national average. Approximately 10.1% of residents live below the poverty line. The unemployment rate is 5.0%, near the national average.

The real estate market in Cato is an affordable housing market. Median home values stand at $166,300, which is below the national average. Renters typically pay around $950 per month. Homeownership is high at 85.5%, typical of suburban and family-oriented communities.

The population of Cato is moderately educated. 37.5% of adults hold a bachelor's degree or higher — near the national average. The community is primarily White (93.77%).

Cato, NY offers residents above-average earning potential within New York.

ZIP Codes in Cato
ZIPPopulationMedian IncomeMedian HomeMedian RentUnemp.CollegeOwner Occ.
13033 3,660 $80,234 $166,300 $950 5.0% 37.5% 85.5%